Lake County property record for 3837 Ridge Rd, Highland, IN 46322
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,300 sqft · built 1976 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | Company Name on Record |
| Last Sale | $660,000 (Jul 2020) |
| Tax Bill | $7,425 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-27-0459-0001 |
| Primary APN | 007-16-27-0459-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,300 sqft Gross Area |
| 1st Floor Area | 4,300 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 17,903 sqft (0.411 acres) |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3837 RIDGE RD |
|---|---|
| City | HIGHLAND |
| State | IN |
| Zip | 46322-2256 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | BAXTER SUBDIV. TO TOWN OF HIGHLAND LOT 1 |
| Legal Subdivision | BAXTER SUBDIV |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40801 |
Source: Lake County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3839 RIDGE RD, HIGHLAND, IN 46322-2256 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Deed Document Number | 202046948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 23, 2020 |
| Property Address | 3837 RIDGE RD, HIGHLAND, IN 46322-2256 |
| Document Number | 0000046948 |
| Map Reference | MB 46 PG 28 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020 046948 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | GREATER INDIANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3829 RIDGE RD, HIGHLAND, IN 46322-2256 |
| Document Number | 0000046949 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020 046949 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Rate | 3.8% |
|---|
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Highland Town |
| Unified School District | Highland School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280,600 (-6.28%) Land $57,600 Building $223,000 | $280,600 (-6.28%) Land $57,600 Building $223,000 | |
| 2024 | $7,425.00 (+21.8%) | ||
| 2023 | $299,400 (+0.71%) Land $57,600 Building $241,800 | $299,400 (+0.71%) Land $57,600 Building $241,800 | |
| 2022 | $6,096.00 | $297,300 Land $55,300 Building $242,000 | $297,300 Land $55,300 Building $242,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 39 (1979–2006) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Sep 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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