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3837 Mount Carmel Ln, Melbourne, FL 32901 Property Records

Brevard County property record for 3837 Mount Carmel Ln, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 2005
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Apr 2025)
Tax Bill$3,772 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-15-82-*-43

Property Details

APN / Parcel Number

Primary APN28-37-15-82-*-43
Alternative APNs
  • 28-37-15-82-00000.0-0043.00
  • 2861590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,340 sqft Living Area
Gross Area1,977 sqft
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeAttached
Garage Area437 sqft
PorchFlorida Room
Porch Area200 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2861590
Street Address3837 MOUNT CARMEL LN
CityMELBOURNE
StateFL
Zip32901-6713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEAGLE LAKE EAST PHASE 2 LOT 43
Legal Range37E
Legal Township28S
Legal Section15
Legal SubdivisionEAGLE LAKE EAST PHASE 2
Legal Phase2
Legal Lot Number43
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2019
Census Tract65127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3837 MOUNT CARMEL LN, MELBOURNE, FL 32901-6713
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2025 · Amount on Record
Deed SaleApr 29, 2025 · Amount on Record
Prior SaleAug 22, 2011 · Amount on Record
Deed Document Number202585102
Deed Book / Page10322 / 79
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address3837 MOUNT CARMEL LN, MELBOURNE, FL 32901-6713
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyBRIDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087221707
DateApr 21, 2020
Book Page8722/1707
Instrument2020088659
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,400 (-15.53%)$207,400 (-15.53%)
2025$3,772.00 (+12.63%)$245,530 (+1.55%) Land $60,000 Building $185,530$245,530 (+1.55%) Land $60,000 Building $185,530
2023$3,349.00 (+15.2%)$241,780 (+12.15%) Land $45,000 Building $196,780$241,780 (+12.15%) Land $45,000 Building $196,780
2022$2,907.00$215,590 Land $40,000 Building $175,590$215,590 Land $40,000 Building $175,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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