Fannin County property record for 3837 FM 896, Leonard, TX 75452
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,112 sqft · built 1988 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,231 (Feb 2026) |
| Tax Bill | $5,861 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9115-000-0150-02 |
| Primary APN | 9115-000-0150-02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 9115-000-0150-02 |
|---|---|
| Street Address | 3837 FM 896 |
| City | LEONARD |
| State | TX |
| Zip | 75452-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK COUNTRY ESTATES, LOT 15, LIFE ESTATE, ACRES 2. |
| Legal Subdivision | VALLEY CREEK COUNTRY ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LEONARD |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950701 |
3837 FM 896 is owned and occupied by two individuals who bought it in February 2026.
Source: Fannin County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3837 FM 896, LEONARD, TX 75452-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS |
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2026 · Amount on File |
| Deed Sale | Feb 24, 2026 · Amount on File |
| Deed Document Number | 20261080 |
| Prior Transfer Date | Jun 4, 2021 |
| Prior Transfer Doc | 0000004134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 3837 FM 896, LEONARD, TX 75452-5825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2026001082 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026001082 |
| Name | TEXAS DEPT OF HOUSING & CMNTY AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | JACKSONVILLE, FL 32256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 3837 FM 896, LEONARD, TX 75452-5825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2083 COUNTY ROAD 2712, CADDO MILLS, TX 75135-6149 |
| Investor | Possibly a Property Investor |
| Document Number | 2026001081 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026001081 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 3837 FM 896 was $5,861 with exemptions applied, up 873.6% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Leonard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,861.00 (+873.59%) Homeowner's exemption Senior Citizen's exemption | $413,070 Land $135,000 Building $278,070 | $413,070 Land $135,000 Building $278,070 |
| 2024 | $602.00 | ||
| 2023 | $422,120 Land $145,000 Building $277,120 | $422,120 Land $145,000 Building $277,120 | |
| 2018 | $1,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3837 FM 896 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3837 FM 896 is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLEDGE RIDGE WSC serves 2,205 people · EPA ID TX0740019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
May also be available: Nextlink, Verizon.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures