Highlands County property record for 3837 Cowhouse Rd, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,051 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,271 (2024) |
| Deeds & Mortgages | Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-33-35-31-A00-0031-0000 |
| Primary APN | C-33-35-31-A00-0031-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,051 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 209 ft deep x 208 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1,105 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3837 COWHOUSE RD |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | 1 ACRE TR IN SELY PORT OF GOV LOT 4 AKA S 208.71 FT OF N 2412.08 FT OF W 208.71 FT OF E 241.7 FT OF NW 1/4 33-35-31/3.1 1 ACR |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 33 |
| Legal Subdivision | GOV SEC 33 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961000 |
3837 Cowhouse Rd is owned and occupied by two individuals who acquired it in November 2018.
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3837 COWHOUSE RD, LORIDA, FL 33857-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jul 28, 2006 |
| Last Transfer Date | Nov 21, 2018 |
| Transfer Doc | 0001919149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 3837 COWHOUSE RD, LORIDA, FL 33857-9588 |
| Document Number | 0001919149 |
| Book / Page | 002665 / 001434 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 1919149 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3837 COWHOUSE RD LORIDA FL 338579588, LORIDA, FL 33857-9588 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,846 | $243,487 Land $18,000 Building $225,487 | |
| 2024 | $1,271.00 (+4.18%) | ||
| 2023 | $1,220.00 (+2.95%) Homeowner's exemption | $103,641 (+3%) | $236,711 (+20.58%) Land $12,500 Building $224,211 |
| 2022 | $1,185.00 Homeowner's exemption | $100,622 | $196,307 Land $12,500 Building $183,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3837 Cowhouse Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3837 Cowhouse Rd is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures