38365 Co Rd 15, Pine River, MN 56474 Property Records

Crow Wing County property record for 38365 Co Rd 15, Pine River, MN 56474

Property Summary

Property Type	Single Family Home
Details	2 bd · 884 sqft · built 1965
Lot Size	9.09 acres (395,960 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Jul 2020)
Tax Bill	$912 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`720014200AA0009`

Property Details

APN / Parcel Number

Primary APN	`720014200AA0009`
Alternative APNs	`72010508` `165972` `188164`

Interior

Bedrooms	2 Beds
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	395,960 sqft (9.09 acres)
Garage Area	900 sqft
Deck Area	260 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	188164
Street Address	38365 COUNTY ROAD 15
City	PINE RIVER
State	MN
Zip	56474-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S. 660 FT OF THE N. 924 FT OF THE E. 600 FT OF NW1/4 OF SE1/4 SEC. 1
Legal Range	29W
Legal Township	137
Legal Section	01
Jurisdiction	CROW WING MN
Township / Civil Division	JENKINS
Census Block Group	2
Census Block	2014
Census Tract	951700

Owner

38365 Co Rd 15 is owned and occupied by two individuals who acquired it in December 2025.

Source: Crow Wing County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38365 COUNTY ROAD 15, PINE RIVER, MN 56474-3515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Mar 1, 2006 · Amount on File
Last Transfer Date	Dec 10, 2025
Transfer Doc	0001019323
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CROW WING MN
Recording Date	Jan 12, 2026
Property Address	38365 COUNTY ROAD 15, PINE RIVER, MN 56474-3515
Document Number	0001019323
Instrument Date	Dec 10, 2025
Instrument	1019323
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5744 COUNTY ROAD 1, PINE RIVER, MN 56474-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38365 COUNTY ROAD 15, PINE RIVER, MN 56474-3515

Mortgage

Document Number	0001019324
Date	Jan 12, 2026
Instrument	1019324

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 15, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 38365 Co Rd 15 was $912 with a homeowner's exemption, up 14% from the year before.

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Jenkins Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$912.00 (+14%) Homeowner's exemption	$271,200 (+11.56%) Land $111,000 Building $160,200	$271,200 (+11.56%) Land $111,000 Building $160,200
2025	$800.00 Homeowner's exemption	$243,100 Land $97,800 Building $145,300	$243,100 Land $97,800 Building $145,300
2023	$720.00 Homeowner's exemption	$191,800 Land $72,400 Building $119,400	$191,800 Land $72,400 Building $119,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38365 Co Rd 15 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38365 Co Rd 15 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Emily Cooperative Telephone Company Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20