Lake County property record for 3836 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1946 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $1,670 (2024) |
| Deeds & Mortgages | Aug 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-33-0022-0043 |
| Primary APN | 007-26-33-0022-0043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 720 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-26-33-0022-0043 |
|---|---|
| Old Parcel Number | 263300220043 |
| Street Address | 3836 TORRENCE AVE |
| City | HAMMOND |
| State | IN |
| Zip | 46327-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOUGLAS PARK MANOR NW'LY 10 FT L.40 BL.9 ALL L.41 BL.9 SE'LY 5 FT. L.42 BL.9 |
| Legal Subdivision | DOUGLAS PARK MANOR |
| Legal Block | 9 |
| Legal Lot Number | 40 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 20300 |
The current owner of 3836 Torrence Ave acquired it in October 2004.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3836 TORRENCE AVE, HAMMOND, IN 46327-1142 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2004 |
| Deed Sale | Oct 13, 2004 |
| Deed Document Number | 0000087813 |
| Last Transfer Date | Oct 14, 2004 |
| Transfer Doc | 0000087813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3836 TORRENCE AVE, HAMMOND, IN 46327-1142 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000058449 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019 058449 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 28, 2039 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177,200 Land $23,800 Building $153,400 | $177,200 Land $23,800 Building $153,400 | |
| 2024 | $1,670.00 | ||
| 2023 | $125,800 (+6.25%) Land $23,200 Building $102,600 | $125,800 (+6.25%) Land $23,200 Building $102,600 | |
| 2022 | $1,487.00 Homeowner's exemption | $118,400 Land $23,200 Building $95,200 | $118,400 Land $23,200 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3836 Torrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3836 Torrence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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