3835 W Cliffside Ln, Spokane, WA 99224 Property Records

Spokane County property record for 3835 W Cliffside Ln, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 2022
Lot Size	0.548 acres (23,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Oct 2022)
Tax Bill	$5,882 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25262.2011`

Property Details

APN / Parcel Number

Primary APN	`25262.2011`
Alternative APN	`252622505`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,068 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	2,068 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,847 sqft (0.548 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Patio Area	176 sqft
Canopy	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3835 W CLIFFSIDE LN
City	SPOKANE
State	WA
Zip	99224-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	WEST BLUFF ADDITION / WESTRIDGE ADDITION PUD: LOT 6 AND THE EAST HALF OF LOT 5, BLOCK 1 OF SAID WESTRIDGE ADDITION PUD; TOGETHER WITH THAT PORTION OF VACATED 20, AVENUE AND BLOCK 6, WEST BLUFF ADDITION, LYING NORTH OF AND EAST OF SAID WESTRIDGE ADDIT
Legal Subdivision	WEST BLUFF ADDITION
Legal Block	1
Legal Lot Number	6,5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1018
Census Tract	13600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · FmHA Mortgage VERISTONE FUND I LLC
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit VERISTONE FUND I LLC
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Oct 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHEATLAND BANK
Sep 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Document Number	20227250066
Prior Transfer Date	Jan 11, 2016
Prior Transfer Doc	0006472481
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093432
Date	Jun 28, 2021
Instrument	7093432

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company

Agreement

Type	FmHA Mortgage

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093431
Date	Jun 28, 2021
Instrument	7093431

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093441
Date	Jun 28, 2021
Instrument	7093441

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093440
Date	Jun 28, 2021
Instrument	7093440

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007093442
Date	Jun 28, 2021
Instrument	7093442

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 28, 2022
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Document Number	0007250066
Map Reference	VOL 25 PG 26,37&38
Instrument Date	Oct 28, 2022
Instrument	7250066
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,518.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202

Mortgage

Document Number	0007250067
Date	Oct 28, 2022
Instrument	7250067

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Monthly
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	12-Month MTA
Margin	3
Max Rate	10.2%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 20, 2018
Property Address	3835 W CLIFFSIDE LN, SPOKANE, WA 99224-6202
Document Number	0006745278
Instrument Date	Sep 12, 2018
Instrument	6745278
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	806 W 21ST AVE

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,882.00 (-0.83%)	$580,400 (+9.99%) Land $115,000 Building $465,400	$580,400 (+9.99%) Land $115,000 Building $465,400
2025	$5,931.00 (+27.47%)
2024		$527,700 (+6,219.76%) Land $70,000 Building $457,700	$527,700 (+6,219.76%) Land $70,000 Building $457,700
2023	$4,653.00 (+3,652.42%)	$8,350 Land $8,350	$8,350 Land $8,350
2022	$124.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks.

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