38345 Rock Creek Cir, Temecula, CA 92592 Property Records

Riverside County property record for 38345 Rock Creek Cir, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,994 sqft · built 1990
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Nov 2002)
Tax Bill	$12,621 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2017 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`924-220-014`

Property Details

APN / Parcel Number

Primary APN	`924-220-014`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,994 sqft Living Area
Gross Area	5,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	134,165 sqft
Garage Type	Attached
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	38345 ROCK CREEK CIR
City	TEMECULA
State	CA
Zip	92592-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	3.08 ACRES NET IN PAR 3 PM 155/048 PM 22304
Legal Subdivision	PM 22304
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1016
Census Tract	43293

Owner

Source: Riverside County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Oct 19, 2017	Quit Claim Deed, Transfer TICOR TITLE RIVERSIDE
Oct 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 11, 2017	Grant Deed, Transfer BANC OF CA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2002 · Amount on Record
Deed Sale	Nov 22, 2002 · Amount on Record
Prior Sale	Oct 1, 1999 · Amount on Record
Deed Document Number	2002691465
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000027287
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356

Mortgage

Document Number	0000328550
Date	Oct 24, 2025
Instrument	2025-0328550

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2017
Property Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356
Document Number	0000435575
Instrument Date	Oct 12, 2017
Instrument	435575
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	38345 ROCK CREEK CIR TEMECULA CA 925928356, TEMECULA, CA 92592-8356

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 19, 2017
Property Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356
Document Number	0000435576
Map Reference	MB 155 PG 48-50
Instrument Date	Oct 12, 2017
Instrument	2017-0435576
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356

Mortgage

Document Number	0000435577
Date	Oct 19, 2017
Instrument	2017-0435577

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 11, 2017
Property Address	38345 ROCK CREEK CIR, TEMECULA, CA 92592-8356
Document Number	0000189924
Instrument Date	Mar 10, 2017
Instrument	189924
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38345 ROCK CREEK CIR TEMECULA CA 925928356, TEMECULA, CA 92592-8356

Mortgage

Document Number	189925
Date	May 11, 2017
Instrument	189925

Lender

Name	BANC OF CA NA
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,182,618 (+2%) Land $266,350 Building $916,268
2025	$12,621.00 (+2.55%) Homeowner's exemption	$1,159,430 (+4.04%) Land $261,128 Building $898,302
2023	$12,307.00 (+2.01%) Homeowner's exemption	$1,114,410 Land $250,989 Building $863,421
2022	$12,065.00
2021			$1,115,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15

May also be available: AT&T, Frontier, Verizon.

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