Union County property record for 3834 Winchester Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,235 sqft · built 1960 |
| Lot Size | 1.42 acres (62,247 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (May 2019) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-300-047A |
| Primary APN | 08-300-047A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 62,247 sqft (1.42 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|
| Street Address | 3834 WINCHESTER RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | OPCL325 7294-527 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20205 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3834 WINCHESTER RD, MONROE, NC 28110-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 4, 2019 | Warranty Deed, Transfer · Construction Mortgage OLD NORTH CAP INVS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Jan 4, 2019 · Amount on Record |
| Deed Document Number | 201914811 |
| Deed Book / Page | 7381 / 895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3834 WINCHESTER RD, MONROE, NC 28110-7902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0008360342 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 8360/342 |
| Instrument | 61059 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 30, 2019 |
| Property Address | 3834 WINCHESTER RD, MONROE, NC 28110-7902 |
| Document Number | 0007381895 |
| Book / Page | 7381 / 895 |
| Map Reference | MB 355 PG 692 |
| Instrument Date | May 24, 2019 |
| Instrument | 0014811 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 WOODCREST LN, 426, ALBEMARLE, NC 28001-6708 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3834 WINCHESTER RD, MONROE, NC 28110-7902 |
| Document Number | 0000014812 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 0014812 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 4, 2019 |
| Property Address | 3834 WINCHESTER RD, MONROE, NC 28110-7902 |
| Document Number | 7294527 |
| Book / Page | 007294 / 000527 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 284 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 32837 POPLAR LANE RD ALBEMARLE NC 280017357, ALBEMARLE, NC 28001-7357 |
| Document Number | 7294530 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 007294/000530 |
| Instrument | 285 |
| Name | OLD NORTH CAP INVS LLC |
|---|---|
| Address | CHARLOTTE, NC 28202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 3, 2020 |
| Rate | 13.7% |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,000 (-) Land $84,200 Building $199,800 | $284,000 (-) Land $84,200 Building $199,800 | |
| 2025 | $1,373.00 (+19.6%) | $284,000 (+58.31%) Land $84,200 Building $199,800 | $284,000 (+58.31%) Land $84,200 Building $199,800 |
| 2023 | $1,148.00 | $179,400 Land $41,100 Building $138,300 | $179,400 Land $41,100 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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