3834 Stream Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 3834 Stream Dr, Gloucester, VA 23061 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,092 sqft Living Area
Lot Size37,897 sqft (0.869 acres)
OccupancyOwner Occupied
Last Sale$149,500 (2015)
Tax Bill$1,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN31299

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,092 sqft Living Area
Gross Area1,144 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area37,897 sqft (0.869 acres)
Deck Area80 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address3834 STREAM DR
CityGLOUCESTER
StateVA
Zip23061-3115
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPOPLAR SPRINGS LOT 29
Legal SubdivisionPLAT: PB21 208
Legal Lot Number29
JurisdictionGLOUCESTER VA
Minor Civil DivisionPETSWORTH
Census Blockgroup1
Census Block1011
Census Tract100102

Owner

Source: Gloucester County records · APN 31299

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3834 STREAM DR, GLOUCESTER, VA 23061-3115
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Stand Alone Refinance
NAVY FEDERAL CREDIT UNION
Feb 14, 2018Deed of Trust, Mortgage · Line of Credit
1ST ADVANTAGE FEDERAL CREDIT UNION
Dec 12, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LENDER SELECT MORTGAGE GROUP
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 26, 2015 · Amount on Record
Deed SaleMar 26, 2015 · Amount on Record
Prior SaleMar 01, 2005 · Amount on Record
Deed Doc NumberID 1501157
Prior Transfer DateMay 29, 2008
Prior Transfer Doc080003651
Record RefreshedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address3834 STREAM DR, GLOUCESTER, VA 23061-3115
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220005583
DateOct 18, 2022
Instrument220005583
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.13%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateNov 01, 2025
Change Frequency5 Years
Margin2

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address3834 STREAM DR, GLOUCESTER, VA 23061-3115
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180000631
DateFeb 14, 2018
Instrument180000631
Lender
Name1ST ADVANTAGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueDec 27, 2037
Interest
Rate TypeAdjustable Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address3834 STREAM DR, GLOUCESTER, VA 23061-3115
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyTHE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180005396
DateDec 12, 2018
Instrument180005396
Lender
NameLENDER SELECT MORTGAGE GROUP
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address3834 STREAM DR, GLOUCESTER, VA 23061-3115
Transaction TypeMortgage
Record UpdatedSep 06, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190005752
DateDec 11, 2019
Instrument190005752
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,351.00 (+5.3%)$220,130 (-) Land $68,260 Building $151,870$220,130 (-) Land $68,260 Building $151,870
2024$1,283.00$220,130 (-) Land $68,260 Building $151,870$220,130 (-) Land $68,260 Building $151,870
2023$1,283.00 (+19.79%)$220,130 (+48.93%) Land $68,260 Building $151,870$220,130 (+48.93%) Land $68,260 Building $151,870
2022$1,071.00$147,810 Land $48,290 Building $99,520$147,810 Land $48,290 Building $99,520

Flood & Wildfire

3834 Stream Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Gloucester County (51073C), updated October 20, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stream Dr

Nearby Streets

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