3834 Spruce Pine Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3834 Spruce Pine Dr, Valrico, FL 33596 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,469 sqft · built 1993
Lot Size0.411 acres (17,920 sqft)
OwnerIndividual Name on File
Last Sale$457,500 (Apr 2021)
Tax Bill$8,288 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0875381184

Property Details

APN / Parcel Number

Primary APN0875381184
Alternative APN
  • U093021376000013000170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,469 sqft Heated Area
1st Floor Area2,469 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2009
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,920 sqft (0.411 acres)
Lot Dimensions160 ft deep x 112 ft wide
View / LotGolf Course
Garage Area599 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area577 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0875381184
Street Address3834 SPRUCE PINE DR
CityVALRICO
StateFL
Zip33596-8246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE 1B PARCEL 9 LOT 17 BLOCK 13
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PH 1B PARCEL 9
Legal Tract376
Legal Block13
Legal Lot Number17
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1000
Census Tract13208

Owner

Source: Hillsborough County records · APN 0875381184

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 09, 2021Deed of Trust, Mortgage · Commercial Mortgage
RPM REALTY INVESTMENTS LLC
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 26, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2021 · Amount on Record
Deed SaleApr 26, 2021 · Amount on Record
Prior SaleNov 26, 2013 · Amount on Record
Deed Document Number2021208031
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246

Mortgage

Document Number2021177480
DateApr 09, 2021
Instrument2021177480
Lender
NameRPM REALTY INVESTMENTS LLC
TypeNon-Lending Institution
AddressTAMPA, FL 33605
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 26, 2021
Property Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246
Document Number2021208031
Map ReferenceMB 71 PG 33
Instrument DateMar 30, 2021
Instrument2021208031
Transaction TypeTransfer
Record UpdatedMay 05, 2021
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,202.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6A S FWYDEAN, 6A, TUCSON, AZ 85745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246

Mortgage

Document Number2021208032
DateApr 26, 2021
Instrument2021208032
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 26, 2021
Property Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246
Document Number0000208031
Map ReferenceMB 71 PG 33
Instrument DateMar 30, 2021
Instrument2021208031
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyEXECUTIVE TITLE, EXECUTIVE TITLE OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,202.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6A S FWYDEAN, 6A, TUCSON, AZ 85745

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3834 SPRUCE PINE DR, VALRICO, FL 33596-8246

Mortgage

Document Number0000208032
DateApr 26, 2021
Instrument2021208032
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,288.00 (+12.09%) Homeowner's exemption$460,706 (+5.99%)$463,336 (+6.59%) Land $206,438 Building $256,898
2023$7,394.00 (-0.66%) Homeowner's exemption$434,682 (-1.23%) Land $185,795 Building $248,887$434,682 (-1.23%) Land $185,795 Building $248,887
2022$7,443.00 Homeowner's exemption$440,088 Land $185,795 Building $254,293$440,088 Land $185,795 Building $254,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570132081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
38 of 48 on primary residences
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 6 claims
  • Hurricane Irma (Sep 2017), 3 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 413 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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