Merced County property record for 3834 N Golden Bear Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,031 sqft · built 2008 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Aug 2026) |
| Tax Bill | $10,754 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-670-039-000 |
| Primary APN | 060-670-039-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,031 sqft Living Area |
| Gross Area | 5,791 sqft |
| 1st Floor Area | 4,031 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 1,760 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 1,239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 060-670-039 |
|---|---|
| Street Address | 3834 N GOLDEN BEAR DR |
| City | MERCED |
| State | CA |
| Zip | 95340-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | GOLDEN BEAR ESTATES LOT 12 |
| Legal Subdivision | GOLDEN BEAR ESTATE |
| Legal Lot Number | 12 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1801 |
3834 N Golden Bear Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Merced County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Grant Deed, Transfer · Conventional Mortgage FUNDING |
| Feb 8, 2023 | Intrafamily Transfer, Transfer |
| Dec 28, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 202621773 |
| Prior Transfer Date | Oct 6, 2010 |
| Prior Transfer Doc | 0000043414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 13, 2026 |
| Property Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Number | 0000021773 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202621773 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Number | 0000021774, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202621774 |
| Name | FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 8, 2023 |
| Property Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Number | 0000002709 |
| Map Reference | MB 64 PG 43&44 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023002709 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 28, 2020 |
| Property Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Number | 0000050000 |
| Map Reference | MB 64 PG 43&44 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2020050000 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3834 N GOLDEN BEAR DR, MERCED, CA 95340-9456 |
| Document Number | 0000050001 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020050001 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Number | 0000050002 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020050002 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3834 N Golden Bear Dr was $10,754.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $980,788 (+2%) Land $220,814 Building $759,974 | |
| 2025 | $10,754.00 Homeowner's exemption | $961,558 Land $216,485 Building $745,073 |
| 2023 | $10,034.00 (+1.3%) Homeowner's exemption | $924,222 Land $208,080 Building $716,142 |
| 2022 | $9,905.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3834 N Golden Bear Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3834 N Golden Bear Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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