Carlton County property record for 3834 McDowell Rd, Holyoke, MN 55749
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,376 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-020-0265 |
| Primary APN | 48-020-0265 |
|---|---|
| Alternative APN |
|
| Lot Area | 871,200 sqft (20 acres) |
|---|
| Account Number | 37810 |
|---|---|
| Street Address | 3834 MCDOWELL RD |
| City | HOLYOKE |
| State | MN |
| Zip | 55749-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 NW1/4 SW1/4 TOWN OF HOLYOKE |
| Legal Range | 16 |
| Legal Township | 46 |
| Legal Section | 02 |
| Legal Subdivision | TOWN OF HOLYOKE |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3111 |
| Census Tract | 70402 |
3834 McDowell Rd is owned and occupied by an individual.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3834 MCDOWELL RD, HOLYOKE, MN 55749-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Aug 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3834 MCDOWELL RD, HOLYOKE, MN 55749-5000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000518251 |
|---|---|
| Date | Sep 13, 2024 |
| Instrument | A000518251 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Aug 13, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 3834 MCDOWELL RD, HOLYOKE, MN 55749-5000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000522939 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | A000522939 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3834 McDowell Rd was $3,376 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Holyoke Township |
| Unified School District | Wrenshall Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,376.00 Homeowner's exemption | ||
| 2025 | $331,600 (+774.93%) Land $110,900 Building $220,700 | $331,600 (+774.93%) Land $110,900 Building $220,700 | |
| 2024 | $37,900 Land $37,900 | $37,900 Land $37,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3834 McDowell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3834 McDowell Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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