3834 McDowell Rd, Holyoke, MN 55749 Property Records

Carlton County property record for 3834 McDowell Rd, Holyoke, MN 55749

Property Summary

Property TypeSingle Family Home
Lot Size20 acres (871,200 sqft)
OwnerIndividual Name on File
Tax Bill$3,376 (2026)
Deeds & MortgagesSep 2024 Mortgage
Aug 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN48-020-0265

Property Details

APN / Parcel Number

Primary APN48-020-0265
Alternative APN
  • 37810

Exterior

Lot Area871,200 sqft (20 acres)

Location & Zoning

Account Number37810
Street Address3834 MCDOWELL RD
CityHOLYOKE
StateMN
Zip55749-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 NW1/4 SW1/4 TOWN OF HOLYOKE
Legal Range16
Legal Township46
Legal Section02
Legal SubdivisionTOWN OF HOLYOKE
JurisdictionCARLTON MN
Township / Civil DivisionHOLYOKE
Census Block Group3
Census Block3111
Census Tract70402

Owner

3834 McDowell Rd is owned and occupied by an individual.

Source: Carlton County records, as of April 24, 2026

Owner of RecordIndividual Name on File
Mailing Address3834 MCDOWELL RD, HOLYOKE, MN 55749-5000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2024Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Aug 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3834 MCDOWELL RD, HOLYOKE, MN 55749-5000
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000518251
DateSep 13, 2024
InstrumentA000518251
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term11 Months
DueAug 13, 2025

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address3834 MCDOWELL RD, HOLYOKE, MN 55749-5000
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000522939
DateAug 26, 2025
InstrumentA000522939
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3834 McDowell Rd was $3,376 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionHolyoke Township
Unified School DistrictWrenshall Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,376.00 Homeowner's exemption
2025$331,600 (+774.93%) Land $110,900 Building $220,700$331,600 (+774.93%) Land $110,900 Building $220,700
2024$37,900 Land $37,900$37,900 Land $37,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3834 McDowell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3834 McDowell Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

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