3833 Forest Dr, Middleburg, FL 32068 Property Records

Clay County property record for 3833 Forest Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,821 sqft · built 2022
Lot Size	1.12 acres (49,048 sqft)
Owner	Individual Name on File
Tax Bill	$10,886 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`13-05-24-006258-000-00`

Property Details

APN / Parcel Number

Primary APN	`13-05-24-006258-000-00`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,821 sqft Living Area
1st Floor Area	1,678 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	49,048 sqft (1.12 acres)
Lot Dimensions	250 ft deep x 90 ft wide
Garage Area	573 sqft

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	137 sqft
Patio Area	1,000 sqft
Boat House	1,250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3833 FOREST DR
City	MIDDLEBURG
State	FL
Zip	32068-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	LOTS 10 & 11 BLACK CREEK FOREST AS REC OR 504 PG 413
Legal Range	24E
Legal Township	05S
Legal Section	13
Legal Subdivision	BLACK CREEK FOREST
Legal Lot Number	10,11
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3022
Census Tract	30103

Owner

3833 Forest Dr is owned and occupied by an individual.

Source: Clay County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	3833 FOREST DR, MIDDLEBURG, FL 32068-5115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3833 FOREST DR, MIDDLEBURG, FL 32068-5115
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 CREEK HOLLOW LN, MIDDLEBURG, FL 32068-5804

Mortgage

Document Number	0044911241
Date	Aug 5, 2021
Book Page	4491/1241
Instrument	2021048316

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3833 Forest Dr was $10,886 with a homeowner's exemption.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,886.00 Homeowner's exemption	$753,930	$794,964 Land $311,175 Building $483,789
2023	$6,904.00 (+560.67%)	$454,136 (+507%) Land $90,760 Building $363,376	$454,136 (+507%) Land $90,760 Building $363,376
2022	$1,045.00	$74,816 Land $60,506 Building $14,310	$74,816 Land $60,506 Building $14,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3833 Forest Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3833 Forest Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20