McLennan County property record for 3833 Cumberland Ave, Waco, TX 76707 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,084 sqft · built 1945 |
| Lot Size | 0.165 acres (7,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,600 (Oct 2017) |
| Tax Bill | $547 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-039700-022700-9 |
| Primary APN | 48-039700-022700-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| Gross Area | 1,174 sqft |
| 1st Floor Area | 1,084 sqft |
| Flooring | Carpet |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,168 sqft (0.165 acres) |
| Lot Dimensions | 128 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 290 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3833 CUMBERLAND AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET LOT 17 18 19A BLOCK 6 ACRES .1646 |
| Legal Subdivision | SUNSET |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2700 |
Source: McLennan County records · APN 48-039700-022700-9
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK |
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK OF TEXAS |
| Jan 19, 2018 | Loan Modification, Mortgage FIDELITY BK/TX |
| Oct 09, 2017 | Vendor's Lien, Transfer KALOS PROPERTIES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2017 · Amount on Record |
| Deed Sale | Oct 09, 2017 · Amount on Record |
| Prior Sale | Feb 25, 2008 · Amount on Record |
| Deed Document Number | 201733533 |
| Prior Transfer Date | Oct 01, 2017 |
| Prior Transfer Doc | 0000033533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 07, 2026 |
| Property Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000025345 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202625345 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000025345, |
|---|---|
| Date | Aug 07, 2026 |
| Instrument | 202625345 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 24115, WACO, TX 76702-4115 |
| Document Number | 0000001970 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026001970 |
| Name | FIDELITY BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | WACO, TX 76708 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000002353 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115 |
| Document Number | 0000002353 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 2353 |
| Name | FIDELITY BK/TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76708 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 24, 2038 |
| Rate | 5% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 09, 2017 |
| Property Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000033533 |
| Map Reference | VOL278 PG200 |
| Instrument Date | Oct 01, 2017 |
| Instrument | 2017033533 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3833 CUMBERLAND AVE, WACO, TX 76707-1022 |
| Document Number | 0000033534 |
|---|---|
| Date | Oct 09, 2017 |
| Instrument | 2017033534 |
| Name | KALOS PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 01, 2042 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $547.00 (+18.66%) Homeowner's exemption | $66,524 (-47.07%) | $128,200 (+2.01%) Land $20,290 Building $107,910 |
| 2024 | $461.00 (+12.71%) | ||
| 2023 | $125,680 Land $20,290 Building $105,390 | $125,680 Land $20,290 Building $105,390 | |
| 2022 | $409.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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