38323 Poplar Dr, Willoughby, OH 44094 Property Records

Lake County property record for 38323 Poplar Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,530 sqft · built 1968
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Oct 2001)
Tax Bill	$5,251 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-050-B-00-015-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-050-B-00-015-0`
Alternative APN	`A 66`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
1st Floor Area	1,170 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38323 POPLAR DR
City	WILLOUGHBY
State	OH
Zip	44094-7558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 15 DOUGLASS TRACT
Legal Subdivision	COUNTRY ESTATES
Legal Block	1
Legal Lot Number	15
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1001
Census Tract	201600

Owner

38323 Poplar Dr is owned and occupied by two individuals who bought it in October 2001.

Source: Lake County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	38323 POPLAR DR, WILLOUGHBY, OH 44094-7558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Oct 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2001 · Amount on File
Deed Sale	Oct 30, 2001 · Amount on File
Prior Sale	Mar 19, 1993 · Amount on File
Deed Document Number	200148523
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38323 POPLAR DR, WILLOUGHBY, OH 44094-7558
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006635
Date	Mar 4, 2022
Instrument	2022R006635

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38323 POPLAR DR, WILLOUGHBY, OH 44094-7558
Document Number	0000025204
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	THIRD CAPITAL TITLE, THIRD CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	38323 POPLAR DR WILLOUGHBY OH 440947558, WILLOUGHBY, OH 44094-7558

Mortgage

Document Number	0000025204
Date	Oct 15, 2019
Instrument	25204

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 14, 2029

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38323 POPLAR DR, WILLOUGHBY, OH 44094-7558
Document Number	0000002419
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38323 POPLAR DR WILLOUGHBY OH 440947558, WILLOUGHBY, OH 44094-7558

Mortgage

Document Number	0000002419
Date	Jan 31, 2018
Instrument	2419

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2033

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38323 POPLAR DR, WILLOUGHBY, OH 44094-7558
Document Number	0000033146
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38323 POPLAR DR WILLOUGHBY OH 440947558, WILLOUGHBY, OH 44094-7558

Mortgage

Document Number	0000033146
Date	Dec 6, 2017
Instrument	33146

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 5, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.04%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,520 Land $17,840 Building $54,680	$207,200 Land $50,980 Building $156,220
2023	$5,251.00 (+53.81%) Homeowner's exemption	$55,470 (-) Land $14,250 Building $41,220
2022	$3,414.00 Homeowner's exemption	$55,470 Land $14,250 Building $41,220
2021			$158,480 Land $40,710 Building $117,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38323 Poplar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38323 Poplar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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