3832 Spalding Dr, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 3832 Spalding Dr, Eaton Rapids, MI 48827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 2015
Lot Size4.62 acres (201,247 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jul 2015)
Tax Bill$4,096 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12003640007603

Property Details

APN / Parcel Number

Primary APN12003640007603

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,748 sqft Living Area
1st Floor Area1,240 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area201,247 sqft (4.62 acres)
Garage Area712 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3832 SPALDING DR
CityEATON RAPIDS
StateMI
Zip48827-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLA
Legal DescriptionCOM SE COR SEC 36; S89?38'24"W 1327.3 FT; N0?31'37"W 847.52 FT TO POB; N0?31'37"W 482.98 FT; N89?42'32"E 390.28 FT; S0?17'28"E 549.08 FT; S31?09'56"E 64.52 FT; S58?50'04"W 72.88 FT; N31?09'56"W 186.38 FT; S89?28'23"W 263.21 FT TO POB. SUBJ TO RIGHTS
Legal Range03W
Legal Township02N
Legal Section36
JurisdictionEATON MI
Township / Civil DivisionEATON RAPIDS
Census Block Group2
Census Block2001
Census Tract21202

Owner

3832 Spalding Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Eaton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3832 SPALDING DR, EATON RAPIDS, MI 48827-8522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2015 · Amount on File
Deed SaleJul 30, 2015 · Amount on File
Prior SaleJul 30, 2015 · Amount on File
Deed Book / Page2581 / 915
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address3832 SPALDING DR, EATON RAPIDS, MI 48827-8522
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2861/1083
DateAug 13, 2020
Book Page2861/1083
Lender
NameCIBM BANK
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3832 Spalding Dr was $4,096 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionEaton Rapids Township
Unified School DistrictEaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,500$361,733 Land $46,290 Building $315,443
2025$4,096.00
2023$157,700$315,400
2022$3,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3832 Spalding Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3832 Spalding Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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