3832 Pan Am Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 3832 Pan Am Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1975
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Nov 2014)
Tax Bill	$2,418 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-001-056-000`

Property Details

APN / Parcel Number

Primary APN	`055-001-056-000`
Alternative APNs	`0550156000` `0550156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3832 PAN AM DR
City	MODESTO
State	CA
Zip	95356-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESSON ESTATES NO 1 BLK 13161 LOT 3
Legal Subdivision	WESSON ESTATES 1
Legal Block	13161
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3009
Census Tract	506

Owner

3832 Pan Am Dr is owned and occupied by two individuals who bought it in November 2014.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage PEOPLES BANK
Jan 14, 2019	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2014 · Amount on File
Deed Sale	Nov 20, 2014 · Amount on File
Deed Document Number	201476809
Prior Transfer Date	Nov 16, 2001
Prior Transfer Doc	0000154430
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Sep 18, 2026
Property Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Document Number	0000050918
Instrument Date	Sep 14, 2026
Instrument	202650918
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3832 PAN AM DR, MODESTO, CA 95356-1102

Mortgage

Document Number	0000050918,
Date	Sep 18, 2026
Instrument	202650918

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010370
Date	Feb 14, 2017
Instrument	2017-0010370

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001833
Date	Jan 14, 2019
Instrument	2019-0001833

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008037
Date	Feb 5, 2020
Instrument	2020-0008037

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3832 PAN AM DR, MODESTO, CA 95356-1102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3832 PAN AM DR, MODESTO, CA 95356-1102

Mortgage

Document Number	0000090363
Date	Nov 17, 2020
Instrument	2020-0090363

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3832 Pan Am Dr was $2,418 with a homeowner's exemption, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,418.00 (+1.64%) Homeowner's exemption	$226,776 (+2%) Land $75,998 Building $150,778
2025	$2,379.00 Homeowner's exemption	$222,330 Land $74,508 Building $147,822
2023	$2,289.00 (+4.33%) Homeowner's exemption	$213,699 Land $71,616 Building $142,083
2022	$2,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3832 Pan Am Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3832 Pan Am Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

Nearby Properties on Pan Am Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures