3832 E Sternberg Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 3832 E Sternberg Rd, Fruitport, MI 49415

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,434 sqft · built 1972
Lot Size10 acres (435,600 sqft)
OwnerTrust Name on File
Tax Bill$3,485 (2025)
Deeds & MortgagesAug 2023 Transfer
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15124200001600

Property Details

APN / Parcel Number

Primary APN15124200001600
Alternative APN
  • 61-15-124-200-0016-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialAluminum/Vinyl
Lot Area435,600 sqft (10 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool Area447 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3832 E STERNBERG RD
CityFRUITPORT
StateMI
Zip49415-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionFRUITPORT CHARTER TOWNSHIP SEC 24 T9N R16W W 330 FT OF SE 1/4 OF NE 1/4 10 AC
Legal Range16W
Legal Township9N
Legal Section24
JurisdictionMUSKEGON MI
Township / Civil DivisionFRUITPORT
Census Block Group2
Census Block2015
Census Tract2800

Owner

3832 E Sternberg Rd is owner-occupied and held in a trust since July 2023.

Source: Muskegon County records, as of June 30, 2026

Owner of RecordTrust Name on File
Mailing Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Intrafamily Transfer, Transfer
Sep 23, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 19, 2022Intrafamily Transfer, Transfer
Sep 19, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 13, 2023
Transfer Doc004337/335
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateAug 25, 2023
Property Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763
Document Number004337/335
Book / Page4337 / 335
Instrument DateJul 13, 2023
Instrument5802923
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3832 E STEMBERG ROAD, FRUITPORT, MI 49415

Transferred To (Grantee/Buyer)

NameVerified Name
Address3832 E STEMBERG ROAD, FRUITPORT, MI 49415

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763
Transaction TypeMortgage
Record UpdatedOct 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763

Mortgage

Document Number0004311/34
DateSep 23, 2022
Book Page4311/34
Instrument5776646
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateAug 19, 2022
Property Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763
Document Number004308/508
Book / Page4308 / 508
Instrument DateAug 18, 2022
Instrument5774123
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3832 E STEMBERG ROAD, FRUITPORT, MI 49415

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address3832 E STERNBERG RD, FRUITPORT, MI 49415-9763
Document Number0005701667
Instrument DateSep 19, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3832 E STERNBERG RD FRUITPORT MI 494159763, FRUITPORT, MI 49415-9763

Mortgage

Document Number0005701667
DateOct 12, 2020
Book Page004235/000980
Instrument5701667
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 11, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3832 E Sternberg Rd was $3,485 with a homeowner's exemption, up 2.3% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionFruitport Charter Township
Unified School DistrictFruitport Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,100 (+3.62%)$424,200 (+3.62%)
2025$3,485.00 (+2.35%) Homeowner's exemption$204,700$409,400
2024$3,405.00
2023$157,900$315,800
2022$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3832 E Sternberg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3832 E Sternberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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