Clay County property record for 3832 Arbor Mill Cir, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 2018 |
| Lot Size | 0.125 acres (5,488 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Aug 2021) |
| Tax Bill | $4,300 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-25-007869-809-95 |
| Primary APN | 06-04-25-007869-809-95 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,670 sqft Heated Area |
| Gross Area | 2,334 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,488 sqft (0.125 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3832 ARBOR MILL CIR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 195 ARBOR MILL AT OAKLEAFPLANTATION AS REC O R 4501 PG261 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 06 |
| Legal Subdivision | ARBOR MILL/OAKLEAF PLANTATION |
| Legal Lot Number | 195 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30205 |
3832 Arbor Mill Cir is owned by a company that bought it in August 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Aug 27, 2021 | Warranty Deed, Transfer LANDMARK TITLE |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 4, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Nov 1, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on File |
| Deed Sale | Aug 27, 2021 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 2021053601 |
| Deed Book / Page | 4501 / 261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045931808 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 4593/1808 |
| Instrument | 2022022649 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 27, 2021 |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Document Number | 0045010261 |
| Book / Page | 4501 / 261 |
| Map Reference | MB 58 PG 10 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021053601 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3981 CANEBRAKE LN, 3981, DOUGLASVILLE, GA 30134-4271 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042891687 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 4289/1687 |
| Instrument | 2020014426 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Document Number | 0040892167 |
| Book / Page | 4089 / 2167 |
| Map Reference | MB58 PG10 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018028374 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Document Number | 2018028375 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 2018028375 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 1, 2017 |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Document Number | 0040260204 |
| Book / Page | 004026 / 000204 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 55571 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $14,889.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 700 NW 107TH AVE MIAMI FL 331723161, MIAMI, FL 33172-3161 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 3832 ARBOR MILL CIR, ORANGE PARK, FL 32065-3200 |
| Document Number | 0039331789 |
| Book / Page | 003933 / 001789 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 1498 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,129.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3832 Arbor Mill Cir was $4,300.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300.00 | $281,958 Land $60,000 Building $221,958 | $281,958 Land $60,000 Building $221,958 |
| 2023 | $4,673.00 (+8.15%) | $286,449 (+6.04%) Land $60,000 Building $226,449 | $286,449 (+6.04%) Land $60,000 Building $226,449 |
| 2022 | $4,321.00 | $270,137 Land $50,000 Building $220,137 | $270,137 Land $50,000 Building $220,137 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3832 Arbor Mill Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3832 Arbor Mill Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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