Lake County property record for 38314 N Beachview Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 1930 |
| Lot Size | 0.056 acres (2,470 sqft) |
| Owner | Owner Name on File |
| Last Sale | $93,500 (Dec 2010) |
| Tax Bill | $3,675 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-056-F-00-037-0 |
| Primary APN | 27-B-056-F-00-037-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Lot Area | 2,470 sqft (0.056 acres) |
| Lot Dimensions | 65 ft deep x 38 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 64 sqft |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 140 |
|---|---|
| Street Address | 38314 N BEACHVIEW RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 2 & 3 DOUGLASS TRACT |
| Legal Subdivision | WILLOBEE ON THE LAKE NO. 3 |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 201700 |
The current owner of 38314 N Beachview Rd acquired it in April 2012.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 38314 N BEACHVIEW RD, WILLOUGHBY, OH 44094-7018 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2010 · Amount on File |
| Deed Sale | Dec 14, 2010 · Amount on File |
| Prior Sale | Dec 14, 2010 · Amount on File |
| Deed Document Number | 0000029618 |
| Last Transfer Date | Apr 26, 2012 |
| Transfer Doc | 0000011110 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38314 N BEACHVIEW RD, WILLOUGHBY, OH 44094-7018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000023014 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021R023014 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38314 N BEACHVIEW RD, WILLOUGHBY, OH 44094-7018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 38314 N BEACHVIEW RD, WILLOUGHBY, OH 44094-7018 |
| Document Number | 0000031025 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 2022R031025 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,675.00 (+53%) Homeowner's exemption | $38,820 (-) Land $6,870 Building $31,950 | |
| 2022 | $2,402.00 Homeowner's exemption | $38,820 Land $6,870 Building $31,950 | |
| 2021 | $110,930 Land $19,640 Building $91,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38314 N Beachview Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38314 N Beachview Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Breezeline, Verizon.
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