38314 Centennial Rd, Dade City, FL 33525 Property Records

Pasco County property record for 38314 Centennial Rd, Dade City, FL 33525

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,240 sqft · built 1968
Lot Size	2.95 acres (128,502 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2018)
Tax Bill	$5,125 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-25-21-0010-00600-0010`

Property Details

APN / Parcel Number

Primary APN	`23-25-21-0010-00600-0010`
Alternative APNs	`2125230010006000010` `0153004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,240 sqft Living Area
Gross Area	5,022 sqft
1st Floor Area	3,600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	128,502 sqft (2.95 acres)
Garage Type	Attached
Garage Area	782 sqft
Driveway	Asphalt Driveway
Driveway Area	4,320 sqft

Exterior Amenities

Pool Area	720 sqft
Porch	Florida Room
Porch Area	998 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	38314 CENTENNIAL RD
City	DADE CITY
State	FL
Zip	33525-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	ZEPHYRHILLS COLONY SUB PB 1 PG 55 & PB 2 PG 1 & 6 TRACT 6 EXC RD R/W & EXC WEST 225 FT THEREOF
Legal Subdivision	ZEPHYRHILLS COLONY COMPANY LANDS
Legal Tract	6
Legal Block	6
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1032
Census Tract	32802

Owner

38314 Centennial Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38314 CENTENNIAL RD, DADE CITY, FL 33525-1632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Dec 27, 2018	Quit Claim Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on File
Deed Sale	Dec 27, 2018 · Amount on File
Prior Sale	Apr 18, 2006 · Amount on File
Deed Document Number	2018216109
Deed Book / Page	9837 / 1491
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0098371489
Record Updated	Oct 29, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 27, 2018
Property Address	38314 CENTENNIAL RD, DADE CITY, FL 33525-1632
Document Number	0098371491
Book / Page	009837 / 001491
Instrument Date	Dec 24, 2018
Instrument	216109
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38314 CENTENNIAL RD DADE CITY FL 335251632, DADE CITY, FL 33525-1632

Mortgage

Document Number	98371493
Date	Dec 27, 2018
Book Page	009837/001493
Instrument	216110

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Dec 27, 2018
Property Address	38314 CENTENNIAL RD, DADE CITY, FL 33525-1632
Document Number	0098371489
Book / Page	009837 / 001489
Instrument Date	Dec 4, 2018
Instrument	216108
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38314 CENTENNIAL RD DADE CITY FL 335251632, DADE CITY, FL 33525-1632

Tax Assessment & Valuation

The 2025 property tax bill for 38314 Centennial Rd was $5,125 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,170 (+2.9%)	$414,985 (-2.09%) Land $103,275 Building $311,710
2025	$5,125.00 Homeowner's exemption	$333,500 Land $103,275 Building $230,225	$423,828 Land $103,275 Building $320,553
2023	$4,821.00 (+13.46%) Additional exemption filed	$314,670 (+4.86%) Land $103,275 Building $211,395	$426,896 (+7.69%) Land $103,275 Building $323,621
2022	$4,249.00 Homeowner's exemption	$300,100 Land $103,275 Building $196,825	$396,421 Land $103,275 Building $293,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38314 Centennial Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38314 Centennial Rd is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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