3831 Smithonia Rd, Comer, GA 30629 Property Records

Oglethorpe County property record for 3831 Smithonia Rd, Comer, GA 30629

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1998
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jul 2024)
Tax Bill	$965 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069 013A`

Property Details

APN / Parcel Number

Primary APN	`069 013A`
Alternative APN	`8433`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1998
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Porch	Porch
Porch Area	32 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8433
Old Parcel Number	069 013A
Street Address	3831 SMITHONIA RD
City	COMER
State	GA
Zip	30629-6030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HOUSE/1.60 ACRES
Jurisdiction	OGLETHORPE GA
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2028
Census Tract	960205

Owner

3831 Smithonia Rd is owned and occupied by an individual who bought it in July 2024.

Source: Oglethorpe County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3831 SMITHONIA RD, COMER, GA 30629-6030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Limited Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Deed Document Number	0000197891
Deed Book / Page	197 / 891
Record Updated	Jun 8, 2026

July 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Jul 17, 2024
Property Address	3831 SMITHONIA RD, COMER, GA 30629-6030
Document Number	000197/891
Book / Page	197 / 891
Instrument Date	Jul 15, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 SMITHONIA RD, COMER, GA 30629-6030

Mortgage

Document Number	0000197893
Date	Jul 17, 2024
Instrument	197/893

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Oct 17, 2019
Property Address	3831 SMITHONIA RD, COMER, GA 30629-6030
Document Number	000118/355
Book / Page	118 / 355
Instrument Date	Oct 17, 2019
Instrument	2019-000746
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 SMITHONIA RD, COMER, GA 30629-6030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000118/0000000357
Date	Oct 24, 2019
Book Page	0000000118/0000000357
Instrument	002375

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3831 Smithonia Rd was $965 with a homeowner's exemption.

Source: Oglethorpe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00 Homeowner's exemption	$42,424 Land $3,080 Building $39,344	$106,060 Land $7,700 Building $98,360
2023	$1,048.00 (+6.72%)	$40,944 (+25.78%) Land $2,920 Building $38,024	$102,360 (+25.78%) Land $7,300 Building $95,060
2022	$982.00	$32,552 Land $2,920 Building $29,632	$81,380 Land $7,300 Building $74,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3831 Smithonia Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3831 Smithonia Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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