3831 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3831 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 2008
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2019)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-014180`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-014180`
Alternative APNs	`352723013503014180` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,746 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,602 sqft (0.129 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	560 sqft
Porch	Unfinished Open Porch
Porch Area	100 sqft

Location & Zoning

Street Address	3831 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 14 LOT 18
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	14
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1043
Census Tract	12126

Owner

3831 Prescott Loop is owned and occupied by an individual who bought it in November 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 6, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Jul 3, 2019	Warranty Deed, Transfer BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS
Apr 25, 2019	Grant Deed, Transfer ATTORNEY ONLY
Feb 13, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Prior Sale	Jul 3, 2019 · Amount on File
Deed Document Number	2019235995
Deed Book / Page	11032 / 1381
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	0000036525
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Document Number	0115141835
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3831 PRESCOTT LOOP LAKELAND FL 338102778, LAKELAND, FL 33810-2778

Mortgage

Document Number	0115141835
Date	Dec 29, 2020
Book Page	011514/001835
Instrument	282065

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 6, 2019
Property Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Document Number	0110321381
Book / Page	011032 / 001381
Instrument Date	Nov 5, 2019
Instrument	235995
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3831 PRESCOTT LOOP LAKELAND FL 338102778, LAKELAND, FL 33810-2778

Mortgage

Document Number	110321383
Date	Nov 6, 2019
Book Page	011032/001383
Instrument	235996

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 3, 2019
Property Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Document Number	0108970601
Book / Page	010897 / 000601
Instrument Date	Jul 2, 2019
Instrument	139475
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	BROWNSTONE TITLE SERVICES, BROWNSTONE TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$1,078.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 METROWEST BLVD #205 ORLANDO FL 328357638, 205, ORLANDO, FL 32835-7638

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Apr 25, 2019
Property Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Document Number	0108211053
Book / Page	010821 / 001053
Instrument Date	Apr 18, 2019
Instrument	84789
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Feb 13, 2019
Property Address	3831 PRESCOTT LOOP, LAKELAND, FL 33810-2778
Document Number	0107501477
Book / Page	010750 / 001477
Instrument Date	Jan 30, 2019
Instrument	30525
Transaction Type	Foreclosure
Record Updated	Feb 27, 2019

Transaction

Amount	Amount on Record
Tax	$889.70
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	16001 DALLAS PKWY #N ADDISON TX 750013311, N, ADDISON, TX 75001-3311
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3831 Prescott Loop was $2,707 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,505 (+2.7%)	$252,751 (-5.01%) Land $50,000 Building $202,751
2025	$2,707.00 Homeowner's exemption	$193,286	$266,079 Land $50,000 Building $216,079
2023	$2,548.00 (+3.12%) Homeowner's exemption	$182,368 (+3%)	$276,779 (+12.31%) Land $48,000 Building $228,779
2022	$2,471.00 Homeowner's exemption	$177,056	$246,435 Land $40,000 Building $206,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3831 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3831 Prescott Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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