3831 Monets Ln, Cincinnati, OH 45241 Property Records

Hamilton County property record for 3831 Monets Ln, Cincinnati, OH 45241

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,258 sqft · built 1990
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2019)
Tax Bill	$8,157 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`611-0070-0089-00`

Property Details

APN / Parcel Number

Primary APN	`611-0070-0089-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	5,524 sqft
1st Floor Area	1,694 sqft
2nd Floor Area	1,564 sqft
Basement Area	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	326 ft deep x 84.7 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3831 MONETS LN
City	CINCINNATI
State	OH
Zip	45241-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONETS LANE 84.68 X 326.59 FT IRR LOT104 PARK HILLS SUB SEC 2 PHASE E
Legal Subdivision	PARK HILLS
Legal Lot Number	104
Jurisdiction	HAMILTON OH
Township / Civil Division	EVENDALE
Census Block Group	1
Census Block	1029
Census Tract	23100

Owner

3831 Monets Ln is owned and occupied by two individuals who acquired it in January 2023.

Source: Hamilton County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SIDE BANK
Feb 22, 2023	Transfer on Death Deed, Transfer
Apr 10, 2023	Intrafamily Transfer, Transfer
Sep 12, 2022	Transfer on Death Deed, Transfer
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Deed Document Number	201995764
Deed Book / Page	14036 / 1797
Last Transfer Date	Jan 23, 2023
Transfer Doc	0000023919
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 7, 2026
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000054520
Book / Page	15701 / 1612
Instrument Date	Jul 1, 2026
Instrument	202654520
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 MONETS LN, CINCINNATI, OH 45241-3865

Mortgage

Document Number	0000054520,
Date	Jul 7, 2026
Book Page	15701/1612
Instrument	202654520

Lender

Name	NORTH SIDE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 22, 2023
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000012445
Book / Page	14858 / 867
Map Reference	MB 264 PG 54-56
Instrument Date	Jan 23, 2023
Instrument	2023-0012445
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2023
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000023919
Book / Page	14891 / 3038
Map Reference	MB 264 PG 54-56
Instrument Date	Jan 23, 2023
Instrument	2023-0023919
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3831 MONETS LN, CINCINNATI, OH 45241-3865

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2022
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000087062
Book / Page	14749 / 3093
Map Reference	MB 75 PG 85&86
Instrument Date	Sep 10, 2022
Instrument	2022-0087062
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4060 GLENDALE MILFORD RD, 4060, CINCINNATI, OH 45241-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4339 HEGNER AVE, CINCINNATI, OH 45236-3616
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100510
Date	Aug 19, 2021
Book Page	14484/1068
Instrument	2021-0100510

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 1, 2019
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000095764
Book / Page	14036 / 01797
Map Reference	MB 264 PG 54-56
Instrument Date	Oct 30, 2019
Instrument	2019-0095764
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3831 MONETS LN, CINCINNATI, OH 45241-3865

Mortgage

Document Number	0000095766
Date	Nov 1, 2019
Instrument	2019-0095766

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3831 MONETS LN, CINCINNATI, OH 45241-3865
Document Number	0000052341
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3831 MONETS LN CINCINNATI OH 452413865, CINCINNATI, OH 45241-3865

Mortgage

Document Number	0000052341
Date	Jul 1, 2019
Book Page	013950/001274
Instrument	52341

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3831 Monets Ln was $8,157, up 17.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Evendale Village
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,157.00 (+17.22%)	$171,815 (-) Land $32,431 Building $139,384	$490,900 Land $92,660 Building $398,240
2024	$6,959.00 (-0.09%)	$171,815 (-) Land $32,431 Building $139,384
2023	$6,965.00 (-10.35%)	$171,815 (+11.57%) Land $32,431 Building $139,384	$490,900 Land $92,660 Building $398,240
2022	$7,769.00 Homeowner's exemption	$154,001 Land $31,665 Building $122,336
2020			$440,000 Land $90,470 Building $349,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3831 Monets Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	12 (1979–2017)
Most Recent Claim	Nov 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3831 Monets Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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