Lancaster County property record for 3831 Locust St, Lincoln, NE 68516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1964 |
| Lot Size | 0.208 acres (9,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Jul 2022) |
| Tax Bill | $4,668 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-07-204-005-000 |
| Primary APN | 16-07-204-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 500 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,047 sqft (0.208 acres) |
| Lot Dimensions | 126 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3831 LOCUST ST |
|---|---|
| City | LINCOLN |
| State | NE |
| Zip | 68516-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FIENE TERRACE, BLOCK 6, LOT 5 |
| Legal Subdivision | FIENE TERRACE |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2702 |
3831 Locust St is owned and occupied by an individual who bought it in July 2022.
Source: Lancaster County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3831 LOCUST ST, LINCOLN, NE 68516-1052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit LINCONE FEDERAL CREDIT UNION |
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jul 7, 2022 | Personal Representative Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on File |
| Deed Sale | Jul 7, 2022 · Amount on File |
| Prior Sale | Jun 1, 1998 |
| Deed Document Number | 202229197 |
| Prior Transfer Date | May 5, 1998 |
| Prior Transfer Doc | 0000026124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jun 15, 2026 |
| Property Address | 3831 LOCUST ST, LINCOLN, NE 68516-1052 |
| Document Number | 0000022313 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202622313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3831 LOCUST ST, LINCOLN, NE 68516-1052 |
| Document Number | 0000022313, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202622313 |
| Name | LINCONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Jul 1, 2043 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jul 7, 2022 |
| Property Address | 3831 LOCUST ST, LINCOLN, NE 68516-1052 |
| Document Number | 0000029197 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022029197 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000029199 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022029199 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANCASTER NE |
| Recording Date | Jul 7, 2022 |
| Property Address | 3831 LOCUST ST, LINCOLN, NE 68516-1052 |
| Document Number | 0000029198 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022029198 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 3831 Locust St was $4,668, up 38.8% from the year before.
Source: Lancaster County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Lincoln City |
| Unified School District | Lincoln Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,668.00 (+38.85%) | $264,300 Land $55,000 Building $209,300 | $264,300 Land $55,000 Building $209,300 |
| 2024 | $3,362.00 (-9.72%) | ||
| 2023 | $3,724.00 | $222,200 Land $50,000 Building $172,200 | $222,200 Land $50,000 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3831 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3831 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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