3831 Holmes Bend Rd, Columbia, KY 42728 Property Records

Adair County property record for 3831 Holmes Bend Rd, Columbia, KY 42728

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Aug 2025)
Tax Bill	$569 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-06-00-028.00`

Property Details

APN / Parcel Number

Primary APN	`060-06-00-028.00`
Alternative APNs	`24678` `25490` `27286`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	27286
Street Address	3831 HOLMES BEND RD
City	COLUMBIA
State	KY
Zip	42728-7430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.50 ACRE+RV HOOKUPS
Legal Subdivision	HOLMES BEND HIDEAWAY 4
Jurisdiction	ADAIR KY
Township / Civil Division	CANE VALLEY
Census Block Group	1
Census Block	1002
Census Tract	970200

Owner

3831 Holmes Bend Rd is owned by two individuals who bought it in August 2025.

Source: Adair County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	431 FALCON CRST, MOUNT WASHINGTON, KY 40047-7784
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU
Apr 12, 2024	Deed, Subdivision Related Transfer LIMESTONE T&E LLC
Apr 1, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	2025501427
Deed Book / Page	390 / 228
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	3831 HOLMES BEND RD, COLUMBIA, KY 42728-7430
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000434/773
Date	Aug 28, 2025
Book Page	434/773
Instrument	501428

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40160

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	10.1%
Max Rate	14.1%

April 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Apr 12, 2024
Property Address	3831 HOLMES BEND RD, COLUMBIA, KY 42728-7430
Document Number	000382/432
Book / Page	382 / 432
Map Reference	CAB 5 SL 225
Instrument Date	Apr 1, 2024
Instrument	489023
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	LIMESTONE T&E LLC

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 HUTCHINS RIDGE RD, BARDSTOWN, KY 40004-8333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 HUTCHINS RIDGE RD, BARDSTOWN, KY 40004-8333

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Apr 1, 2022
Property Address	3831 HOLMES BEND RD, COLUMBIA, KY 42728-7430
Document Number	0000371/94
Book / Page	371 / 94
Map Reference	CAB 5 SL 225
Instrument Date	Mar 31, 2022
Instrument	466290
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 253, COLUMBIA, KY 42728-0253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 CAMBRIDGE DR, SHEPHERDSVILLE, KY 40165-9480

Tax Assessment & Valuation

The 2025 property tax bill for 3831 Holmes Bend Rd was $569.

Source: Adair County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Adair County
Unified School District	Adair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $70,000	$70,000 (-) Land $70,000
2025	$569.00	$70,000 Land $70,000	$70,000 Land $70,000
2023	$226.00	$19,000 Land $19,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3831 Holmes Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3831 Holmes Bend Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holmes Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures