3830 Valleyview Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3830 Valleyview Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,142 sqft · built 1963
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Apr 2017)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-020-106-007`

Property Details

APN / Parcel Number

Primary APN	`02-02-020-106-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	1,242 sqft
Basement Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	215 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3830 VALLEYVIEW DR
City	LORAIN
State	OH
Zip	44053-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD ALLOT 90.09 X 248
Legal Subdivision	SHERWOOD ALLOT
Legal Tract	02
Legal Block	106
Legal Lot Number	83
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2015
Census Tract	22601

Owner

3830 Valleyview Dr is owned and occupied by an individual who bought it in April 2017.

Source: Lorain County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 7, 2017	Warranty Deed, Transfer MILLER HOME TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Feb 12, 2015 · Amount on File
Deed Document Number	2017625009
Prior Transfer Date	Jun 11, 2002
Prior Transfer Doc	0000836047
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Aug 25, 2026
Property Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450
Document Number	0000108930
Instrument Date	Aug 20, 2026
Instrument	2026108930
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108930,
Date	Aug 25, 2026
Instrument	2026108930

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450

Mortgage

Document Number	0000854611
Date	Dec 17, 2021
Instrument	2021-0854611

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	305 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 7, 2017
Property Address	3830 VALLEYVIEW DR, LORAIN, OH 44053-1450
Document Number	0000625009
Instrument Date	Mar 31, 2017
Instrument	625009
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Tax	$508.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 VALLEYVIEW DR LORAIN OH 440531450, LORAIN, OH 44053-1450

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Valleyview Dr was $2,764 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 Homeowner's exemption	$72,300 (-) Land $16,780 Building $55,520	$206,570 (-) Land $47,950 Building $158,620
2024	$2,764.00 (-1.07%)	$72,300 (+33.28%) Land $16,783 Building $55,517	$206,570 (+33.28%) Land $47,950 Building $158,620
2023	$2,794.00 (+0.9%)	$54,247 (-0.01%) Land $15,939 Building $38,308	$154,990 Land $45,540 Building $109,450
2022	$2,769.00	$54,250 Land $15,940 Building $38,310
2021			$154,990 Land $45,540 Building $109,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3830 Valleyview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1987–2023)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Hurricane Katrina Evacuation, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 Valleyview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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