3830 Summit Rd, Carnelian Bay, CA 96140 Property Records

Placer County property record for 3830 Summit Rd, Carnelian Bay, CA 96140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1978
Lot Size	0.265 acres (11,529 sqft)
Owner	Trust Name on File
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-082-001-000`

Property Details

APN / Parcel Number

Primary APN	`092-082-001-000`
Alternative APN	`092-082-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,120 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,529 sqft (0.265 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	092-082-001
Street Address	3830 SUMMIT RD
City	CARNELIAN BAY
State	CA
Zip	96140-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	014
Legal Description	L 108 FULTON ACRES
Legal Subdivision	FULTON ACRES
Legal Lot Number	108
Jurisdiction	PLACER CA
Township / Civil Division	LAKE TAHOE
Census Block Group	2
Census Block	2014
Census Tract	20105

Owner

3830 Summit Rd is held in a trust since July 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	31622 CEDAR CREEK RD, COTTAGE GROVE, OR 97424-9241
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage DALE & CAROL ACHABAL
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUHAMAD & MEDINA CAUSEVIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 25, 2023
Transfer Doc	0000041297
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3830 SUMMIT RD, CARNELIAN BAY, CA 96140-1873
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31622 CEDAR CREEK RD, COTTAGE GROVE, OR 97424-9241

Mortgage

Document Number	0000141697
Date	Nov 17, 2021
Instrument	2021-0141697

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3830 SUMMIT RD, CARNELIAN BAY, CA 96140-1873
Document Number	0000002991
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31622 CEDAR CREEK RD COTTAGE GROVE OR 974249241, COTTAGE GROVE, OR 97424-9241

Mortgage

Document Number	0000002991
Date	Jan 8, 2021
Instrument	2991

Lender

Name	DALE & CAROL ACHABAL
Address	1230 GRAHAM HILL RD, SANTA CRUZ, CA 95060-1416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 7, 2024

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3830 SUMMIT RD, CARNELIAN BAY, CA 96140-1873
Document Number	0000028915
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5447 FIESTA RD FREMONT CA 945383215, FREMONT, CA 94538-3215

Mortgage

Document Number	0000028915
Date	Apr 26, 2018
Instrument	28915

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3830 SUMMIT RD, CARNELIAN BAY, CA 96140-1873
Document Number	0000004145
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5447 FIESTA RD FREMONT CA 945383215, FREMONT, CA 94538-3215

Mortgage

Document Number	0000004145
Date	Jan 24, 2018
Instrument	4145

Lender

Name	MUHAMAD & MEDINA CAUSEVIC
Address	4068 PALADIN DR, SAN JOSE, CA 95124-3720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 23, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Summit Rd was $3,541.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$226,011 (+2.08%) Land $28,695 Building $197,316
2025	$3,541.00	$221,395 Land $28,133 Building $193,262
2023	$3,276.00 (+4.4%)	$209,495 Land $27,042 Building $182,453
2022	$3,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3830 Summit Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 Summit Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON WATER COMPANY private · serves 2,593 people · EPA ID CA3110015
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures