3830 SE 40th St, Ocala, FL 34480 Property Records

Marion County property record for 3830 SE 40th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,326 sqft · built 2006
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Feb 2020)
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31363-003-04`

Property Details

APN / Parcel Number

Primary APN	`31363-003-04`
Alternative APNs	`3244737000` `3244737`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,326 sqft Living Area
Gross Area	6,188 sqft
1st Floor Area	3,326 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	225 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	1,870 sqft
Porch	Screened Porch
Porch Area	351 sqft
Deck Area	1,384 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	3830 SE 40TH ST
City	OCALA
State	FL
Zip	34480-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK C LOT 4
Legal Range	22E
Legal Township	15S
Legal Section	35
Legal Subdivision	ARBORS
Legal Block	C
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1005
Census Tract	2302

Owner

3830 SE 40th St is owned and occupied by two individuals who bought it in February 2020.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3830 SE 40TH ST, OCALA, FL 34480-4959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	202019998
Deed Book / Page	7139 / 818
Prior Transfer Date	Nov 5, 2008
Prior Transfer Doc	0051411216
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3830 SE 40TH ST, OCALA, FL 34480-4959
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 SE 40TH ST, OCALA, FL 34480-4959

Mortgage

Document Number	0079610517
Date	Jan 13, 2023
Book Page	7961/517
Instrument	2023004768

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Feb 24, 2020
Property Address	3830 SE 40TH ST, OCALA, FL 34480-4959
Document Number	0071390818
Book / Page	007139 / 000818
Instrument Date	Feb 21, 2020
Instrument	19998
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	PERFECT TITLE AND ESCROW INC, PERFECT TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5450 SE 32ND PL OCALA FL 344801417, OCALA, FL 34480-1417

Mortgage

Document Number	71390819
Date	Feb 24, 2020
Book Page	007139/000819
Instrument	19999

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3830 SE 40th St was $5,831 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,831.00 Homeowner's exemption	$386,549	$636,905 Land $55,000 Building $581,905
2023	$5,415.00 (+2.65%) Homeowner's exemption	$364,714 (+3%) Land $55,000 Building $309,714	$548,517 (+4.64%) Land $55,000 Building $493,517
2022	$5,275.00 Homeowner's exemption	$354,091	$524,171 Land $60,000 Building $464,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3830 SE 40th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 SE 40th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon, Wire 3, Xfinity.

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