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3830 Palm St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3830 Palm St, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,503 sqft · built 1998
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Apr 2013)
Tax Bill$7,196 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN146158-0120

Property Details

APN / Parcel Number

Primary APN146158-0120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,503 sqft Living Area
Gross Area3,589 sqft
1st Floor Area2,503 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Lot Width200 ft Width
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchFinished Screened Porch
Porch Area526 sqft
Deck AreaDeck Area
Patio Area411 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3830 PALM ST
CitySAINT AUGUSTINE
StateFL
Zip32084-9049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUB NORTH BEACH LOTS 10 & 12 & 14 & 16 BLK 98 OR3719/1182 & 5066/1847 & 6278/1410(D/C)
Legal Range30E
Legal Township06S
Legal Section44
Legal SubdivisionNORTH BEACH
Legal Block98
Legal Lot Number12&16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2052
Census Tract20603

Owner

Source: St. Johns County records · APN 146158-0120

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3830 PALM ST, SAINT AUGUSTINE, FL 32084-9049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2013 · Amount on Record
Deed SaleApr 23, 2013 · Amount on Record
Prior SaleAug 30, 2006 · Amount on Record
Deed Document Number201326716
Deed Book / Page3719 / 1182
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3830 PALM ST, SAINT AUGUSTINE, FL 32084-9049
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049161624
DateApr 06, 2020
Book Page4916/1624
Instrument2020026867
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$560,943 (+2.7%)$1,271,725 (+6.41%) Land $640,000 Building $631,725
2025$7,196.00 (+11.67%) Homeowner's exemption$546,196 (+2.9%)$1,195,146 (+3.01%) Land $580,000 Building $615,146
2024$6,444.00 (+1.91%) Homeowner's exemption$530,803 (+3%)$1,160,245 (+13.17%) Land $580,000 Building $580,245
2023$6,323.00 (-4.28%) Homeowner's exemption$515,343 (-8.56%)$1,025,231 (+14.41%) Land $580,000 Building $445,231
2022$6,606.00 Homeowner's exemption$563,616$896,121 Land $515,200 Building $380,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 504 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies648 units insured
144 under condo master policies
Nearby Flood Claims163 (1999–2023)
Claims Outside the SFHA7 of 163
Most Recent ClaimFeb 2023
Claims By Storm
  • Hurricane Ian, Sep 2022 · 16 claims
  • Hurricane Irma, Sep 2017 · 34 claims
  • Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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