3830 Obsidian Rd, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 3830 Obsidian Rd, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,989 sqft · built 2010
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2023)
Tax Bill	$8,857 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1116-161-88-0000`

Property Details

APN / Parcel Number

Primary APN	`1116-161-88-0000`
Alternative APN	`0239-892-88-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Gross Area	2,447 sqft
1st Floor Area	902 sqft
2nd Floor Area	1,087 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3830 OBSIDIAN RD
City	SAN BERNARDINO
State	CA
Zip	92407-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDRES
Legal Description	TRACT 16977 LOT 430 BOOK 322 PAGE 12 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 16977
Legal Tract	16977
Legal Block	1
Legal Lot Number	430
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1097
Census Tract	2706

Owner

3830 Obsidian Rd is owned and occupied by two individuals who bought it in March 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Apr 13, 2018	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Oct 15, 2010 · Amount on File
Deed Document Number	202373225
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000134115
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 29, 2023
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Document Number	0000073225
Map Reference	MB 322 PG 12-19
Instrument Date	Mar 28, 2023
Instrument	2023-0073225
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436

Mortgage

Document Number	0000073226
Date	Mar 29, 2023
Instrument	2023-0073226

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436

Mortgage

Document Number	0000068724
Date	Feb 22, 2022
Instrument	2022-0068724

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436

Mortgage

Document Number	0000199418
Date	Apr 29, 2021
Instrument	2021-0199418

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436

Mortgage

Document Number	0000116535
Date	Mar 15, 2021
Instrument	2021-0116535

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063315
Date	Feb 28, 2019
Instrument	2019-0063315

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388344
Date	Oct 29, 2019
Instrument	2019-0388344

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210165
Date	Jun 24, 2020
Instrument	2020-0210165

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2048

April 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 13, 2018
Property Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436
Document Number	0000134115
Map Reference	MB 322 PG 12-19
Instrument Date	Mar 30, 2018
Instrument	2018-0134115
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 OBSIDIAN RD, SAN BERNARDINO, CA 92407-0436

Mortgage

Document Number	0000134116
Date	Apr 13, 2018
Instrument	2018-0134116

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Obsidian Rd was $8,857.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,523 (+2%) Land $136,631 Building $409,892
2025	$8,857.00 Homeowner's exemption	$535,807 Land $133,952 Building $401,855
2023	$6,205.00 (+0.36%) Homeowner's exemption	$343,570 Land $61,572 Building $281,998
2022	$6,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3830 Obsidian Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 Obsidian Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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