3830 Christopher Ave, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 3830 Christopher Ave, Southside, AL 35907

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,461 sqft · built 1999
Lot Size	0.49 acres (21,240 sqft)
Owner	Individual Name on Record
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-17-0-001-055.008`

Property Details

APN / Parcel Number

Primary APN	`21-04-17-0-001-055.008`
Alternative APNs	`270805` `258848` `344170` `65060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,240 sqft (0.49 acres)
Lot Dimensions	118 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	344170
Street Address	3830 CHRISTOPHER AVE
City	GADSDEN
State	AL
Zip	35907-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 SOUTH BEND EST PLAT K-35 17-13-6 1375-91,D-1998-3758,D-1999-2868,D-2005-3116,D-2020-3502100,D-2021-3532132(ROS),D-2022-3548815
Legal Range	6E
Legal Township	13S
Legal Section	17
Legal Subdivision	SOUTH BEND EST
Legal Lot Number	8
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1053
Census Tract	10504

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3790 CHRISTOPHER AVE, GADSDEN, AL 35907-5044
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	3830 CHRISTOPHER AVE, SOUTHSIDE, AL 35907-5045
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003522944
Date	Jun 24, 2021
Instrument	3522944

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Southside City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (-11.63%)
2025	$1,419.00 (+122.76%)	$34,620 (+106.81%) Land $4,000 Building $30,620	$173,100 (+3.41%) Land $20,000 Building $153,100
2023	$637.00 (+22.5%) Homeowner's exemption	$16,740 (+20.52%) Land $2,000 Building $14,740	$167,400 (+20.52%) Land $20,000 Building $147,400
2022	$520.00 Homeowner's exemption	$13,890 Land $2,000 Building $11,890	$138,900 Land $20,000 Building $118,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20