Harris County property record for 3830 Cactus Field Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,071 sqft · built 2016 |
| Lot Size | 0.172 acres (7,474 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 2016) |
| Tax Bill | $3,801 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 136-768-002-0006 |
| Primary APN | 136-768-002-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,071 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Game Room | Game Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,474 sqft (0.172 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 213 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1367680020006 |
|---|---|
| Street Address | 3830 CACTUS FIELD LN |
| City | KATY |
| State | TX |
| Zip | 77449-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 2 WATERSTONE SEC 13 |
| Legal Subdivision | WATERSTONE SEC 13 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 542901 |
3830 Cactus Field Ln is owned and occupied by two individuals who bought it in May 2016.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3830 CACTUS FIELD LN, KATY, TX 77449-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Deed Document Number | 2016228068 |
| Prior Transfer Date | May 23, 2016 |
| Prior Transfer Doc | 0000228068 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3830 CACTUS FIELD LN, KATY, TX 77449-2216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000195550 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-195550 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3830 Cactus Field Ln was $3,801 with a homeowner's exemption, up 108.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,678 (+2.28%) Land $56,752 Building $320,926 | $377,678 (+2.28%) Land $56,752 Building $320,926 | |
| 2025 | $3,801.00 (+108.27%) Homeowner's exemption | $369,253 Land $56,752 Building $312,501 | $369,253 Land $56,752 Building $312,501 |
| 2024 | $1,825.00 | ||
| 2023 | $395,481 Land $56,211 Building $339,270 | $395,481 Land $56,211 Building $339,270 | |
| 2022 | $1,810.00 | ||
| 2020 | $4,307.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3830 Cactus Field Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3830 Cactus Field Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 71 |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: AT&T, Ezee Fiber, Fidium Fiber, T-Mobile, Verizon.
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