3830 9th St, North Beach, MD 20714 Property Records

Calvert County property record for 3830 9th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,160 sqft · built 1992
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2023)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-146197`

Property Details

APN / Parcel Number

Primary APN	`03-146197`
Alternative APNs	`3146197` `146197`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Porch	Slab
Porch Area	60 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	146197
Street Address	3830 9TH ST
City	NORTH BEACH
State	MD
Zip	20714-3062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 11 & 12 BLK 35 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	35
Legal Lot Number	11,12
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1008
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3830 9TH ST, NORTH BEACH, MD 20714-3062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 2, 2019	Deed, Transfer · VA Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Book / Page	6452 / 298
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 28, 2023
Property Address	3830 9TH ST, NORTH BEACH, MD 20714-3062
Document Number	0064520298
Book / Page	6452 / 298
Map Reference	MB GWD 8 PG 305
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3830 9TH ST, NORTH BEACH, MD 20714-3062

Mortgage

Document Number	0006452305
Date	Jun 28, 2023
Instrument	6452/305

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jul 1, 2033
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 2, 2019
Property Address	3830 9TH ST, NORTH BEACH, MD 20714-3062
Document Number	0054040396
Book / Page	5404 / 396
Map Reference	MB GWD 8 PG 305
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3830 9TH ST, NORTH BEACH, MD 20714-3062

Mortgage

Document Number	5404403
Date	Aug 2, 2019
Instrument	5404/403

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,767 (+11.68%)	$314,900 (+5.6%) Land $87,700 Building $227,200
2025	$3,380.00 (+19.6%)
2023	$2,826.00 (+5.09%)	$272,000 (+5.06%)	$298,200 (+15.18%) Land $87,700 Building $210,500
2022	$2,689.00	$258,900 Land $87,700 Building $171,200	$258,900 Land $87,700 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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