383 Woody Cir, Tryon, NC 28782 Property Records

Polk County property record for 383 Woody Cir, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1996
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2026)
Tax Bill	$1,691 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P85-153`

Property Details

APN / Parcel Number

Primary APN	`P85-153`
Alternative APN	`25946`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,350 sqft Finished Area
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	25946
Street Address	383 WOODY CIR
City	TRYON
State	NC
Zip	28782-6826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	100C, 0W10 WOODY ESTATES
Legal Subdivision	WOODY ESTATES
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2016
Census Tract	920103

Owner

Source: Polk County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	383 WOODY CIR, TRYON, NC 28782-6826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT INVTS/KS
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	502 / 1179
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 23, 2026
Property Address	383 WOODY CIR, TRYON, NC 28782-6826
Document Number	0502001179
Book / Page	502 / 1179
Instrument Date	Sep 21, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	383 WOODY CIR, TRYON, NC 28782-6826

Mortgage

Document Number	0502001184,
Date	Sep 23, 2026
Book Page	502/1184

Lender

Name	MID-CONTINENT INVTS/KS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	383 WOODY CIR, TRYON, NC 28782-6826
Transaction Type	Mortgage
Record Updated	Jul 11, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00470/2136
Date	Jun 21, 2022
Book Page	470/2136

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 17, 2022
Property Address	383 WOODY CIR, TRYON, NC 28782-6826
Document Number	000470/197
Book / Page	470 / 197
Map Reference	FILE D PG 314
Instrument Date	May 13, 2022
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Amount	Amount Recorded
Tax	$522.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 HUNTCLUB DR, 2104, CLAYTON, NC 27520-8924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	169 FAIR WINDS DR, TRYON, NC 28782-8823

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,691.00	$323,547 (-) Land $39,440 Building $284,107	$323,547 (-) Land $39,440 Building $284,107
2025	$1,691.00 (+19%)	$323,547 (+44.93%) Land $39,440 Building $284,107	$323,547 (+44.93%) Land $39,440 Building $284,107
2023	$1,421.00	$223,240 Land $31,280 Building $191,960
2021			$223,240 Land $31,280 Building $191,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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