Rutherford County property record for 383 West St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,226 sqft · built 1955 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jul 2025) |
| Tax Bill | $1,526 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1201427 |
| Primary APN | 1201427 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,226 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 383 WEST ST |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GPIN:1620184156970000; RES WEST ST EXT |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960600 |
383 West St is owned and occupied by two individuals who bought it in July 2025.
Source: Rutherford County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 383 WEST ST, SPINDALE, NC 28160-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Book / Page | 2093 / 841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Feb 5, 2021 |
| Property Address | 383 WEST ST, SPINDALE, NC 28160-1355 |
| Document Number | 0020421578 |
| Book / Page | 2042 / 1578 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | AUSTIN TITLE, AUSTIN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 SAINT JOHN ST, 138, RUTHERFORDTON, NC 28139-7291 |
| Name | Verified Name |
|---|---|
| Address | 1033 BROOK VALLEY RUN, MONROE, NC 28110-6318 |
| Document Number | 0020421581 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2042/1581 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 383 West St was $1,526.
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,526.00 | $114,600 Land $12,000 Building $102,600 | $114,600 Land $12,000 Building $102,600 |
| 2023 | $114,600 Land $12,000 Building $102,600 | $114,600 Land $12,000 Building $102,600 | |
| 2022 | $1,091.00 | ||
| 2021 | $1,091.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 383 West St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 383 West St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Pangaea Internet, T-Mobile.
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