383 Jefferson St, Kalispell, MT 59901 Property Records

Flathead County property record for 383 Jefferson St, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,344 sqft · built 2024
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$1,107,557 (Apr 2026)
Tax Bill	$2,638 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R877031`

Property Details

APN / Parcel Number

Primary APN	`R877031`
Alternative APNs	`07-3967-05-1-02-57-0000` `0000509322`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	212 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000509322
Street Address	383 JEFFERSON ST
City	KALISPELL
State	MT
Zip	59901-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYSIDE ESTATES PH 2, S05, T28 N, R20 W, LOT 51
Legal Range	20W
Legal Township	28N
Legal Section	05
Legal Subdivision	COUNTRYSIDE ESTATES PH 2
Legal Lot Number	51
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	4
Census Block	4004
Census Tract	1306

Owner

383 Jefferson St is owned and occupied by two individuals who bought it in April 2026.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jan 10, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage DONNA FINK
Jan 9, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Sep 6, 2024 · Amount on File
Deed Document Number	20267398
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0000000385
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	FIDELITY NATIONAL TITLE, FNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400006306
Date	Apr 16, 2024
Instrument	202400006306

Lender

Name	TRAILWEST BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 10, 2026
Property Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343
Document Number	0000007398
Instrument Date	Apr 9, 2026
Instrument	2026.7398
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343

Mortgage

Document Number	0000007399,
Date	Apr 10, 2026
Instrument	2026.7399

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 10, 2024
Property Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343
Document Number	202400000699
Instrument Date	Jan 8, 2024
Instrument	202400000699
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1196, COLUMBIA FALLS, MT 59912-1196

Mortgage

Document Number	202400000700
Date	Jan 10, 2024
Instrument	202400000700

Lender

Name	DONNA FINK
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	31 Months
Due	Aug 1, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 9, 2023
Property Address	383 JEFFERSON ST, KALISPELL, MT 59901-1343
Document Number	202300000385
Instrument Date	Dec 28, 2022
Instrument	202300000385
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 DOUG FIR CIR, BIGFORK, MT 59911-6480

Tax Assessment & Valuation

The 2026 property tax bill for 383 Jefferson St was $2,638, down 13.6% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,638.00 (-13.62%)	$842,400 (-)
2025	$3,054.00	$842,400	$842,400 Land $173,998 Building $668,402
2023	$854.00	$123,427	$123,427 Land $123,427

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 383 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 383 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications.

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