383 Croyden Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 383 Croyden Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,311 sqft · built 1954
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Trust Names on File
Last Sale	$2,300,000 (Nov 2024)
Tax Bill	$24,594 (2025)
Deeds & Mortgages	Jan 2024 Sale & Construction Loan Sep 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`022-024-049`

Property Details

APN / Parcel Number

Primary APN	`022-024-049`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,311 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	383 CROYDEN LN
City	CAMBRIA
State	CA
Zip	93428-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 1 BL 8 LTS 26 & 27
Legal Subdivision	CAMBRIA PINES
Legal Block	8
Legal Lot Number	26,27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1032
Census Tract	10404

Owner

383 Croyden Ln is held in a trust since November 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 3237, VISALIA, CA 93278-3237
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Grant Deed, Construction Loan · Construction Mortgage MARQUEE CAPITAL FUND I REIT LLC
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER VALLEY BANK
Sep 8, 2017	Deed of Trust, Mortgage · ARM PREMIER VALLEY BANK
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 30, 2018	Grant Deed, Transfer PREMIER AMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2024 · Amount on File
Deed Sale	Nov 18, 2024 · Amount on File
Prior Sale	Jan 19, 2024 · Amount on File
Deed Document Number	202434041
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000066979
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2024
Property Address	383 CROYDEN LN, CAMBRIA, CA 93428-2317
Document Number	0000001585
Map Reference	MB 7 PG 36
Instrument Date	Dec 27, 2023
Instrument	2024001585
Transaction Type	Construction Loan
Record Updated	Jan 29, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6605 BUCKLEY DR, CAMBRIA, CA 93428-2008

Mortgage

Document Number	0000001586
Date	Jan 19, 2024
Instrument	2024001586

Lender

Name	MARQUEE CAPITAL FUND I REIT LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	383 CROYDEN LN, CAMBRIA, CA 93428-2317
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041080
Date	Sep 14, 2017
Instrument	2017041080

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	383 CROYDEN LN, CAMBRIA, CA 93428-2317
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040352
Date	Sep 8, 2017
Instrument	2017040352

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 17, 2020
Property Address	383 CROYDEN LN, CAMBRIA, CA 93428-2317
Document Number	0000066979
Instrument Date	Nov 9, 2020
Instrument	66979
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5151 LAKEWOOD DR VISALIA CA 932919013, VISALIA, CA 93291-9013

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2018
Property Address	383 CROYDEN LN, CAMBRIA, CA 93428-2317
Document Number	0000049515
Instrument Date	Oct 3, 2018
Instrument	49515
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5151 LAKEWOOD DR VISALIA CA 932919013, VISALIA, CA 93291-9013

Mortgage

Document Number	49516
Date	Nov 30, 2018
Instrument	49516

Lender

Name	PREMIER AMERICA CU
Address	CHATSWORTH, CA 91311

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 383 Croyden Ln was $24,594.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,346,000 (+2%) Land $1,020,000 Building $1,326,000
2025	$24,594.00	$2,300,000 Land $1,000,000 Building $1,300,000
2023	$11,865.00 (+1.99%)	$1,093,644 Land $482,490 Building $611,154
2022	$11,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 383 Croyden Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 383 Croyden Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Verizon.

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