383 Cedar Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 383 Cedar Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 802 sqft · built 1993
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$281,400 (Aug 2018)
Tax Bill	$986 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP57N01E182850A`

Property Details

APN / Parcel Number

Primary APN	`RP57N01E182850A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	802 sqft Finished Area
1st Floor Area	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	383 CEDAR DR
City	SANDPOINT
State	ID
Zip	83864-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	18-57N-1E TAX 29
Legal Range	01E
Legal Township	57N
Legal Section	18
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1062
Census Tract	950202

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	383 CEDAR DR, SANDPOINT, ID 83864-8049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	2018925829
Last Transfer Date	Jan 22, 2025
Transfer Doc	0001042872
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	383 CEDAR DR, SANDPOINT, ID 83864-8049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	965520
Date	Sep 16, 2020
Instrument	965520

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 8, 2018
Property Address	383 CEDAR DR, SANDPOINT, ID 83864-8049
Document Number	925829
Instrument Date	Aug 8, 2018
Instrument	925829
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	SANDPOINT TITLE INSURANCE, SANDPOINT TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	00000

Mortgage

Document Number	925830
Date	Aug 8, 2018
Instrument	925830

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,177 (-)	$342,177 (-)
2025	$986.00 (+9.92%) Homeowner's exemption	$342,177 (+8%) Land $232,458 Building $109,719	$342,177 (+8%) Land $232,458 Building $109,719
2023	$897.00 Homeowner's exemption	$316,823 Land $191,183 Building $125,640	$316,823 Land $191,183 Building $125,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODEN WATER ASSN INC serves 1,524 people · EPA ID ID1090092
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, T-Mobile.

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