38294 E 1050 N Rd, Saybrook, IL 61770 Property Records

McLean County property record for 38294 E 1050 N Rd, Saybrook, IL 61770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft · built 1960
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2024)
Tax Bill	$2,528 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-100-009`

Property Details

APN / Parcel Number

Primary APN	`25-21-100-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	77,972 sqft (1.79 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Porch	Enclosed Porch
Deck Area	Deck Area

Location & Zoning

Street Address	38294 E 1050 NORTH RD
City	SAYBROOK
State	IL
Zip	61770-7546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB E 1/2 NW 21-23-6E- BEG 33 S NW COR L3: E388.1, S247.2 TO N LN HWY, NWLY ALG HWY 397.4 TO W LN L3, N154 POB PT L 3 &4 1.79 ACRES
Legal Range	06E
Legal Township	23N
Legal Section	21
Legal Subdivision	HARRY E MITCHELL SUB
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENEY'S GROVE
Census Block Group	2
Census Block	2038
Census Tract	5602

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF GIBSON CITY
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	202410035
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200019572
Date	Nov 3, 2022
Instrument	2022-00019572

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001978
Date	Jan 31, 2022
Instrument	2022-00001978

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009432
Date	Jun 15, 2018
Instrument	2018-00009432

Lender

Name	BANK OF GIBSON CITY
Type	Bank
Address	GIBSON CITY, IL 60936

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2019

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 4, 2018
Property Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546
Document Number	201800014580
Map Reference	MB2 PG424
Instrument Date	Aug 23, 2018
Instrument	2018-00014580
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38294 E 1050 NORTH RD, SAYBROOK, IL 61770-7546

Mortgage

Document Number	201800014581
Date	Sep 4, 2018
Instrument	2018-00014581

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Cheney's Grove Township
Unified School District	Ridgeview Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,554 (+20.83%) Land $9,058 Building $34,496	$130,662 (+20.83%) Land $27,174 Building $103,488
2024	$2,528.00 (-1.79%)
2023	$2,574.00	$36,047 Land $7,497 Building $28,550	$108,141 Land $22,491 Building $85,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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