3829 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3829 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,401 sqft · built 1996
Lot Size	0.123 acres (5,349 sqft)
Owner	Individual Name on Record
Last Sale	$303,000 (Jul 2020)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-396`

Property Details

APN / Parcel Number

Primary APN	`304-07-396`
Alternative APN	`304073963`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,527 sqft
1st Floor Area	1,401 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,349 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3829 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	354
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	422621

Owner

Source: Maricopa County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION
Jan 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage GUILD MORTGAGE CO
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2020617387
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2026
Property Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Document Number	0000358629
Instrument Date	Jun 10, 2026
Instrument	2026358629
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026

Mortgage

Document Number	0000358629,
Date	Jun 15, 2026
Instrument	2026358629

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	12.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026

Mortgage

Document Number	0000012666
Date	Jan 5, 2022
Instrument	20220012666

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	PEORIA, AZ 85382

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jul 9, 2023

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AB TITLE AGENCY, AZ TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026

Mortgage

Document Number	0000946157
Date	Aug 31, 2021
Instrument	20210946157

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2020
Property Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Document Number	0000617387
Map Reference	MB 395 PG 24
Instrument Date	Jul 1, 2020
Instrument	20200617387
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3829 E ENCINAS AVE, 3829, GILBERT, AZ 85234-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026

Mortgage

Document Number	0000617388
Date	Jul 10, 2020
Instrument	20200617388

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000617389
Date	Jul 10, 2020
Instrument	20200617389

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PHOENIX, AZ 85018

Agreement

Type	Second Mortgage (Down Payment)
Term	36 Months
Due	Jul 9, 2023

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2017
Property Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026
Document Number	0000191215
Map Reference	MAP395 PG24
Instrument Date	Mar 6, 2017
Instrument	2017-0191215
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3829 E ENCINAS AVE, GILBERT, AZ 85234-3026

Mortgage

Document Number	0000191216
Date	Mar 17, 2017
Instrument	2017-0191216

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,850 (+111.32%)	$378,500 (+6.32%) Land $75,700 Building $302,800
2025	$1,681.00 (+23.88%)	$17,911 (-52.63%)	$356,000 (-5.85%) Land $71,200 Building $284,800
2024		$37,810	$378,100 Land $75,600 Building $302,500
2023	$1,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on E Encinas Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures