3829 Bluewater Dr, Moneta, VA 24121 Property Records

Franklin County property record for 3829 Bluewater Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,318 sqft · built 1994
Lot Size	1.78 acres (77,580 sqft)
Owner	2 Trust Names on File
Last Sale	$789,900 (Aug 2022)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032 04-026 00`

Property Details

APN / Parcel Number

Primary APN	`032 04-026 00`
Alternative APN	`8531`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Finished Basement	843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,580 sqft (1.78 acres)
Terrain	Steep
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	152 sqft
Balcony Area	114 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8531
Street Address	3829 BLUEWATER DR
City	MONETA
State	VA
Zip	24121-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOOKOUT POINTE LOT 20 SECTION 2
Legal Subdivision	LOOKOUT POIN
Legal Lot Number	20
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

3829 Bluewater Dr is held in a trust since October 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 808, SALEM, VA 24153-0808
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 2, 2022	Deed, Transfer · Conventional Mortgage BANK OF BOTETOURT
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	20225890
Deed Book / Page	1187 / 3143
Last Transfer Date	Oct 14, 2025
Transfer Doc	0012360720
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 20, 2025
Property Address	3829 BLUEWATER DR, MONETA, VA 24121-3625
Document Number	0012360720
Book / Page	1236 / 720
Map Reference	MB 506 PG 1461
Instrument Date	Oct 14, 2025
Instrument	250006825
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 808, SALEM, VA 24153-0808

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 2, 2022
Property Address	3829 BLUEWATER DR, MONETA, VA 24121-3625
Document Number	0011873143
Book / Page	1187 / 3143
Map Reference	MB 506 PG 1461
Instrument Date	Jul 21, 2022
Instrument	220005890
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 808, SALEM, VA 24153-0808

Mortgage

Document Number	0220005891
Date	Aug 2, 2022
Instrument	220005891

Lender

Name	BANK OF BOTETOURT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	3829 BLUEWATER DR, MONETA, VA 24121-3625
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011461031
Date	Sep 8, 2020
Book Page	1146/1031
Instrument	200006662

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 24, 2019
Property Address	3829 BLUEWATER DR, MONETA, VA 24121-3625
Document Number	0011231178
Book / Page	001123 / 001178
Instrument Date	Jun 17, 2019
Instrument	3700
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 STONEWALL RD WEYERS CAVE VA 244862219, WEYERS CAVE, VA 24486-2219

Tax Assessment & Valuation

The 2025 property tax bill for 3829 Bluewater Dr was $3,034.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00	$705,800 Land $255,500 Building $450,300	$705,800 Land $255,500 Building $450,300
2023	$3,013.00	$494,000 (-) Land $250,500 Building $243,500	$494,000 (-) Land $250,500 Building $243,500
2022		$494,000 Land $250,500 Building $243,500	$494,000 Land $250,500 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3829 Bluewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3829 Bluewater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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