38286 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 38286 Ridge Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,484 sqft · built 1921
Lot Size	0.305 acres (13,281 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Feb 2016)
Tax Bill	$6,784 (2023)
Deeds & Mortgages	Nov 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-A-018-I-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-018-I-00-003-0`
Alternative APN	`B 32`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	840 sqft
Basement Area	148 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,281 sqft (0.305 acres)
Lot Dimensions	166 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	312 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38286 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-5865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 TRACT 9 PART OF S/L S
Legal Subdivision	WILLOUGHBY-EUCLID AVENUE SUBD NO.2
Legal Tract	9
Legal Block	2
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2005
Census Tract	201400

Owner

38286 Ridge Rd is owned and occupied by an individual who acquired it in November 2024.

Source: Lake County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	38286 RIDGE RD, WILLOUGHBY, OH 44094-5865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2016 · Amount on File
Deed Sale	Feb 24, 2016 · Amount on File
Deed Document Number	20164458
Last Transfer Date	Nov 7, 2024
Transfer Doc	0000022869
Record Updated	Sep 20, 2026

November 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Nov 8, 2024
Property Address	38286 RIDGE RD, WILLOUGHBY, OH 44094-5865
Document Number	0000022869
Map Reference	VOL D PG 16&17
Instrument Date	Oct 29, 2024
Instrument	2024R022869
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38286 RIDGE RD, WILLOUGHBY, OH 44094-5865

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,160 Land $21,170 Building $47,990	$197,600 Land $60,490 Building $137,110
2023	$6,784.00 (+54.25%) Homeowner's exemption	$71,660 (-) Land $16,890 Building $54,770
2022	$4,398.00 Homeowner's exemption	$71,660 Land $16,890 Building $54,770
2021			$204,760 Land $48,270 Building $156,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38286 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38286 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20