Jefferson County and Clayton Town property record for 38280 State Rte 12E, Clayton, NY 13624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,068 sqft · built 1935 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,000 (Apr 2024) |
| Tax Bill | $2,462 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2025 Line of Credit + 4 more |
| APN | 223289 19.20-1-47 |
| Primary APN | 223289 19.20-1-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,068 sqft Living Area |
| 1st Floor Area | 732 sqft |
| 2nd Floor Area | 336 sqft |
| Upper Floors Area | 160 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 246 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 223289 19.20-1-47 |
|---|---|
| Street Address | 38280 STATE ROUTE 12E |
| City | CLAYTON |
| State | NY |
| Zip | 13624-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60202 |
Source: Jefferson County and Clayton Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit CARTHAGE S&L |
| Jan 6, 2025 | Deed of Trust, Mortgage · Line of Credit WATERTOWN SAVINGS BANK |
| Jan 5, 2026 | Warranty Deed, Transfer |
| Apr 30, 2024 | Warranty Deed, Transfer |
| Aug 31, 2020 | Quit Claim Deed, Transfer WATERTOWN SVGS BK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERTOWN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Jan 21, 2014 · Amount on Record |
| Deed Document Number | 20246419 |
| Prior Transfer Date | Aug 26, 2020 |
| Prior Transfer Doc | 0000010608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000014321 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-00014321 |
| Name | CARTHAGE S&L |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000157 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025-00000157 |
| Name | WATERTOWN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Jan 5, 2026 |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Number | 0000000056 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2026-00000056 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Apr 30, 2024 |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Number | 0000006419 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 20240-00006419 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Recording Date | Aug 31, 2020 |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Number | 0000010608 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 10608 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38280 STATE ROUTE 12E CLAYTON NY 136243225, CLAYTON, NY 13624-3225 |
| Document Number | 10610 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 10610 |
| Name | WATERTOWN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WATERTOWN, NY 13601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 38280 STATE ROUTE 12E, CLAYTON, NY 13624-3225 |
| Document Number | 0000001252 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38280 STATE ROUTE 12E CLAYTON NY 136243225, CLAYTON, NY 13624-3225 |
| Document Number | 0000001252 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 1252 |
| Name | WATERTOWN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 27, 2029 |
Source: Jefferson County and Clayton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| County Subdivision | Clayton Town |
| Unified School District | Thousand Islands Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,462.00 (-1.4%) | ||
| 2025 | $2,497.00 (+2.55%) | $162,000 (+1.25%) Land $15,000 Building $147,000 | $168,750 (+1.25%) Land $15,625 Building $153,125 |
| 2024 | $2,435.00 (+154.97%) | $160,000 (-) Land $13,000 Building $147,000 | $166,667 (+4.17%) Land $13,542 Building $153,125 |
| 2023 | $160,000 (+66.49%) Land $13,000 Building $147,000 | $160,000 (+39.85%) Land $13,000 Building $147,000 | |
| 2022 | $955.00 | $96,100 Land $13,500 Building $82,600 | $114,405 Land $16,071 Building $98,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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