Lapeer County property record for 3828 Winding Pine Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,077 sqft · built 1989 |
| Lot Size | 0.698 acres (30,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Sep 2026) |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-430-018-00 |
| Primary APN | 015-430-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,077 sqft Living Area |
| 1st Floor Area | 2,077 sqft |
| Basement Area | 2,077 sqft |
| Unfinished Basement | 2,077 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Lot Area | 30,445 sqft (0.698 acres) |
| Garage Area | 418 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 3828 WINDING PINE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 18 BRECHTWOOD EST T6N R10E SECTION 9 |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 09 |
| Legal Subdivision | BRECHTWOOD EST |
| Legal Lot Number | 18 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 341500 |
3828 Winding Pine Dr is owned by an individual who bought it in September 2026.
Source: Lapeer County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2697 HOLLAND ST, LAKE ORION, MI 48360-2344 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on File |
| Deed Sale | Sep 2, 2026 · Amount on File |
| Prior Sale | Sep 1, 1990 · Amount on File |
| Deed Book / Page | 3541 / 709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 3828 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 3541000709 |
| Book / Page | 3541 / 709 |
| Instrument Date | Aug 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $276,487.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2697 HOLLAND ST, LAKE ORION, MI 48360-2344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 30, 2026 |
| Property Address | 3828 WINDING PINE DR, METAMORA, MI 48455-8905 |
| Document Number | 3546000917 |
| Book / Page | 3546 / 917 |
| Instrument Date | Aug 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2697 HOLLAND ST, LAKE ORION, MI 48360-2344 |
| Document Number | 3546000917, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 3546/917 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3828 Winding Pine Dr was $4,479, up 3.6% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,600 (+11.21%) | $367,200 (+11.21%) | |
| 2025 | $4,479.00 (+3.61%) | $165,100 | $330,200 |
| 2024 | $4,323.00 | ||
| 2023 | $132,700 | $265,400 | |
| 2022 | $3,917.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3828 Winding Pine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3828 Winding Pine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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