3828 S Pass Rd, Everson, WA 98247 Property Records

Whatcom County property record for 3828 S Pass Rd, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,913 sqft · built 1984
Lot Size	7.36 acres (320,602 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Jan 2020)
Tax Bill	$6,152 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`568080`

Property Details

APN / Parcel Number

Primary APN	`568080`
Alternative APNs	`400427 176035 0000` `138459`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,913 sqft Living Area
1st Floor Area	1,352 sqft
2nd Floor Area	561 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Log Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	320,602 sqft (7.36 acres)
Deck Area	1,130 sqft
Storage Building	3,168 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	568080
Street Address	3828 S PASS RD
City	EVERSON
State	WA
Zip	98247-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	E 1/2 SW SE SW-E 1/2 W 1/2 SW SE SW-LESS RD
Legal Range	04
Legal Township	40
Legal Section	27
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	2
Census Block	2044
Census Tract	10201

Owner

Source: Whatcom County records · APN 568080

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3828 S PASS RD, EVERSON, WA 98247-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2020-0102884
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3828 S PASS RD, EVERSON, WA 98247-9384
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401531
Date	Apr 22, 2024
Instrument	2024-0401531

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 24, 2020
Property Address	3828 S PASS RD, EVERSON, WA 98247-9384
Document Number	2200102884
Instrument Date	Jan 22, 2020
Instrument	102884
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3828 S PASS RD EVERSON WA 982479384, EVERSON, WA 98247-9384

Mortgage

Document Number	2200102885
Date	Jan 24, 2020
Instrument	102885

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3828 S PASS RD, EVERSON, WA 98247-9384
Document Number	2170103392
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3828 S PASS RD EVERSON WA 982479384, EVERSON, WA 98247-9384

Mortgage

Document Number	2170103392
Date	Jan 31, 2017
Instrument	103392

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,152.00 (+8.44%)	$664,720 (-1.34%) Land $260,744 Building $403,976	$664,720 (-1.34%) Land $260,744 Building $403,976
2022		$673,766 Land $327,011 Building $346,755	$673,766 Land $327,011 Building $346,755
2021	$5,673.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	60 (2015–2025)
Claims Outside the SFHA	24 of 60
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 58 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Declaration Networks Group Fiber	1,000 / 1,000

May also be available: Radiate Holdings, Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

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