3828 Paddington Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3828 Paddington Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,369 sqft · built 2004
Lot Size0.26 acres (11,325 sqft)
OwnerIndividual Name on Record
Tax Bill$3,786 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN288102-0040

Property Details

APN / Parcel Number

Primary APN288102-0040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,369 sqft Living Area
Gross Area3,219 sqft
1st Floor Area2,369 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,325 sqft (0.26 acres)
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area468 sqft
PorchFinished Screened Porch
Porch Area459 sqft
Deck AreaDeck Area
Patio Area511 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3828 PADDINGTON PL
CitySAINT AUGUSTINE
StateFL
Zip32092-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description47/82-83 ST JOHNS SIX MILE CREEK NORTH UNIT 2 TRACT 13 LOT 4 OR3354/1039 & 3508/725 &4144/261(F/J) &4173/538(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 2
Legal Tract13
Legal Block3
Legal Lot Number4
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3828 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Nov 3, 2017Loan Modification, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2016
Deed SaleJan 1, 2016
Prior SaleDec 23, 2011 · Amount on Record
Deed Book / Page4144 / 261
Last Transfer DateFeb 18, 2016
Transfer Doc0041730538
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3828 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3828 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660

Mortgage

Document Number0051520634
DateJan 14, 2021
Book Page5152/634
Instrument2021005166
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address3828 PADDINGTON PL, SAINT AUGUSTINE, FL 32092-3660
Document Number0044720725
Book / Page004472 / 000725
Instrument DateNov 3, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3828 PADDINGTON PL ST AUGUSTINE FL 320923660, ST AUGUSTINE, FL 32092-3660

Mortgage

Document Number0044720725
DateDec 6, 2017
Book Page004472/000725
Instrument82341
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 5, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,045 (+2.7%)$522,455 (-4.07%) Land $135,000 Building $387,455
2025$3,786.00 (+12.85%) Homeowner's exemption$295,078 (+5.99%)$544,614 (+4.93%) Land $135,000 Building $409,614
2024$3,355.00 (+2.04%)
2023$3,288.00 (+3.01%) Homeowner's exemption$278,410 (+3%)$519,050 (+10.39%) Land $144,000 Building $375,050
2022$3,192.00 Homeowner's exemption$270,301$470,199 Land $95,200 Building $374,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

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