Oceana County property record for 3828 N 48th Ave, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-011-100-02 |
| Primary APN | 006-011-100-02 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 3828 N 48TH AVE |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T15N R18W. 2 A COM AT SW COR OF NW 1/4 OF NW 1/4 TH E 417.4 FT, N 208.7 FT, W 417.4 FT S TO POB. 3828 N 48TH AVE G11-6 |
| Legal Range | 18W |
| Legal Township | 15N |
| Legal Section | 11 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11000 |
3828 N 48th Ave is owned and occupied by two individuals who acquired it in July 2026.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3828 N 48TH AVE, MEARS, MI 49436-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 6, 2026 |
| Transfer Doc | 0000003952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 3828 N 48TH AVE, MEARS, MI 49436-9322 |
| Document Number | 0000003952 |
| Book / Page | 2026 / 14775 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20263952 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3828 N 48TH AVE, MEARS, MI 49436-9322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 3828 N 48TH AVE, MEARS, MI 49436-9322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3828 N 48TH AVE, MEARS, MI 49436-9322 |
| Document Number | 2025/17756 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 2025/17756 |
| Instrument | 202500004760 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 3828 N 48th Ave was $676 with a homeowner's exemption.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,700 (+13.01%) Land $107,700 | $215,400 (+13.01%) Land $215,400 | |
| 2025 | $676.00 Homeowner's exemption | $95,300 Land $95,300 | $190,600 Land $190,600 |
| 2023 | $78,800 Land $78,800 | $157,600 (-) Land $157,600 | |
| 2022 | $585.00 | $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3828 N 48th Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3828 N 48th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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