3828 Gillott Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3828 Gillott Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,688 sqft · built 1968
Lot Size0.207 acres (9,030 sqft)
OwnerIndividual Name on Record
Last Sale$810,000 (Jul 2023)
Tax Bill$6,663 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Mar 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00290520-000000

Property Details

APN / Parcel Number

Primary APN00290520-000000
Alternative APNs
  • 05662900290520000000
  • 1362697

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,688 sqft Living Area
1st Floor Area1,688 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2014
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area9,030 sqft (0.207 acres)
Lot Dimensions129 ft deep x 70 ft wide
Deck Area240 sqft
Patio Area1,265 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1362697
Old Parcel Number05662900290520000000
Street Address3828 GILLOTT RD
CityBIG PINE KEY
StateFL
Zip33043-6109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 12 LT 4 PORT PINE HEIGHTS 1ST ADD BIG PINE KEY PB4-120 OR514-407 OR1274-767/68 OR1525-1445 OR3232-1960
Legal Range29E
Legal Township66S
Legal Section05
Legal SubdivisionPORT PINE HEIGHTS 1ST ADD
Legal Block12
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3828 GILLOTT RD, BIG PINE KEY, FL 33043-6109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2023Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2023 · Amount on Record
Deed SaleJul 5, 2023 · Amount on Record
Prior SaleMar 2, 1999 · Amount on Record
Deed Document Number2423867
Deed Book / Page3232 / 1960
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 5, 2023
Property Address3828 GILLOTT RD, BIG PINE KEY, FL 33043-6109
Document Number0032321960
Book / Page3232 / 1960
Map ReferenceMB 4 PG 120
Instrument DateJul 3, 2023
Instrument2423867
Transaction TypeTransfer
Record UpdatedJul 20, 2023
Title CompanyTRUE TITLE FLORIDA KEYS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3828 GILLOTT RD, BIG PINE KEY, FL 33043-6109

Transferred To (Grantee/Buyer)

NameVerified Name
Address3828 GILLOTT RD, BIG PINE KEY, FL 33043-6109

Mortgage

Document Number0032321962
DateJul 5, 2023
Instrument3232/1962
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3828 GILLOTT RD, BIG PINE KEY, FL 33043-6109
Document Number0028961365
Instrument DateMar 2, 2018
Transaction TypeMortgage
Record UpdatedMar 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3828 GILLOTT RD BIG PINE KEY FL 330436109, BIG PINE KEY, FL 33043-6109

Mortgage

Document Number0028961365
DateMar 15, 2018
Book Page002896/001365
Instrument2159788
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$694,467 (+349.83%) Land $456,918 Building $237,549$694,467 (-19.75%) Land $456,918 Building $237,549
2024$6,663.00 (+286.71%)
2023$1,723.00 (+2.68%) Homeowner's exemption$154,385 (+3%)$865,371 (+30.61%) Land $628,488 Building $236,883
2022$1,678.00 Homeowner's exemption$149,889$662,553 Land $469,560 Building $192,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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